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While new cars are generally becoming more affordable despite the slight dip in July, borrowers with tarnished credit would be smart to maximize their down payment while keeping both the loan term and payment-to-income ratio to a minimum. Typically this entails moderating their expectations and financing a very affordable car – at least until they’ve reestablished their credit.
Last week General Motors announced an enhancement to their military discount program that could potentially help members of the military with problem credit.
Here at Auto Credit Express we often get questions from car shoppers searching for online car loans that go something like this: “if I have terrible credit will I qualify for any kind of car loan and if I do can I finance a new vehicle?”
Car buyers with problem credit are sometimes offered the auto loan option of financing a new car and, therefore, should know how to read the new car sticker affixed to the vehicle’s window.
Members of the active military with problem credit might be able to take advantage of an additional new car discount that could lower the overall interest changes on an auto loan provided they qualify for a new car at the right franchised new car dealer.
Here at Auto Credit Express we often get a question from car shoppers searching for online car loans that goes something like this: “if I have lousy credit can I get a car loan and if I get one can I finance a new vehicle?”