Until your bankruptcy is discharged, auto dealers and lenders feel they run the risk of losing their money if they approve you before then.

The reason for this hesitation on the lenders part is because if they approve you before the discharge, you could include this new debt in your bankruptcy and they would lose their money.

At Auto Credit Express, we have helped a lot of people that are unfortunately in this situation. Even though you may have the means and intention to make your payments promptly, few dealers are interested in helping.

When can I Open an Auto Loan?

Why Can't I Buy a Car During a Ch.7?

We understand that this may be frustrating news, especially when you need a car now. The good news is that you can find auto financing as soon as your case is discharged.

When you complete our application for auto financing, we'll find dealers in your local area that are happy to help you begin the crucial steps of rebuilding your credit after bankruptcy.

You'll need to have your discharge papers in hand when you meet with the dealer as well as proof of your employment, income, and identity. Having a small down payment and/or a co-signer are great ways to help back up your ability to handle an auto loan too.

As We See It

Sometimes we end up needing to buy a car during tough times in our lives. Don't fret; Auto Credit Express is here to give you the relief you need.

Since 1999 we've been helping people in very similar situations to yours. Sometimes you can't help that a bankruptcy happened, or that your credit is damaged. We don't think that's a reason why you shouldn't have the things you need in life, like stable transportation.

That's why we created our unique application that helps us find a dealer in your local area that will have the tools, resources, and opportunities you need to get back on your feet again. Go ahead and complete the application now; it will only take a few moments of your time. Start rebuilding your financial life today!