Advantages of Leasing a Car in or Near Boston

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Advantages of Boston MA Car Leasing

Boston is a great city with a thriving and vibrant history. If you were to sit down and make a list of the most important moments in the country's history, you would likely find that many of those moments have taken place in the city. As Boston has grown from a tiny town to one of the biggest cities in the world, it has continued expanding outward, and it's now hard to get from one side of the city to the other without your own car. While many people choose to buy new cars, you may want to consider the advantages of leasing a car in Boston your solution to acquiring reliable transportation of your very own.

Walk Away with No Down Payment

Advantages of Boston MA Car Leasing One of the biggest advantages of leasing a new car is that you don't necessarily need a down payment. The idea of buying a car without a down payment is almost laughable, and while some companies do offer this option, you might find that you pay more in the long run. We realize that coming up with a down payment is difficult, which is why we are sometimes able to offer car leasing options for those without the money for a down payment. You might find that your old car finally gives out on you right in the middle of your busiest week at work, or you might find that you need to use your savings to pay for an unexpected house repair. No matter how much money you have available, you may still be able to lease a car.

No Maintenance Worries

Car owners know that maintenance is just a part of owning a car. Buying a car means that you are responsible for the maintenance and daily upkeep on that vehicle. If the car dies tomorrow, you're responsible for any repairs needed. Leasing agreements typically put less responsibility on your shoulders. The warranties on new cars often end within three to five years after you purchase a new car, meaning that the manufacturer or lender won't cover any repairs after that time frame. With a lease, your contract typically ends before the warranty does.

Fewer Out of Pocket Costs

Costs that include gas, maintenance, repairs and other expenses are associated with owning a car. The five-year cost of ownership on even the smallest of cars can easily reach $20,000 or more. When you lease a car, you're not responsible for many of these out of pocket costs. Though you'll still need to pay for gas and certain repairs, some lease agreements let you take the car back to the dealership for oil changes and other types of maintenance.

Better Fit for Those on a Budget

Leasing a car is often better for Boston residents on a budget. Sit down with a pen and a piece of paper, and make a list of every bill you pay each month. Look at how much money you bring home from your job vs. the money you spend on expenses and determine how much you can afford to spend on a car. If you find that you only have $300 to spend on a car payment, leasing is usually a better option. Regardless of your budget, we can sit down with you and help you see what type of car you can lease.

Lower Monthly Payments

Does the idea of spending $500 or more on a simple car payment fill you with dread? Believe it or not, many people pay more than that to buy a new car. The more the car costs and the higher the interest rate is, the more you'll pay each month to buy that car. Leases don't come with the same high interest rates and other fees that you sometimes pay on a bad credit car loan, which naturally reduces the monthly payments you pay. Once you compare the cost of renting vs. buying a car, you'll often find that you'll pay far less each month when you lease.

More Options Later

When you compare leasing and buying a car, you also need to look at the options available to you later. Buying a car comes with few options, and many car owners pay their cars off and drive it for years. Many people will then immediately trade in those cars and walk away with yet another high loan. If you choose to lease a car, you have a few different options. Some people decide that they love the leased cars so much that they want to buy those models, while others trade their leased vehicles in on different models. Leasing a car in Boston typically gives you more options than you would have if you bought a car.
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