Apply Confidently
- We are the nation's leading online car buying center for people with special circumstances. Our dealer partners have closed over 1 billion dollars in bad credit car loans, used car loans and auto loans with a bankruptcy.
  
  Auto Credit Express meets all the Better Business Bureau standards and has participated since 2004.
  
  To Assure your Privacy, all data is sent via SSL encrypted secure server.
Basic Requirements
- A minimum $1,500 gross monthly income is required for credit scores under 625.
- For a Chapter 7 Bankruptcy, the 341 meeting of creditors must be completed.
- For a Chapter 13 Bankruptcy, an Authorization to Incur Debt from the trustee is required.
- There must be no auto loan repossessions within the last year unless they were included as part of a bankruptcy.
- Approved auto loans are for buying a car from one of our authorized licensed car dealer partners.
- Available to US or Canadian residents who are at least eighteen years of age.

Hassle Free Auto Financing

Applying online for fast auto financing has never been easier. Even if you have a history of bad credit, no credit, bankruptcy or repossession, we can get you financed for a new or used car.

Auto Loan Request Form

Our secure one-page auto loan request form takes less than a minute to complete. Get pre-qualified and drive today!

To safeguard your privacy, all data is encrypted
All form fields are required

Buyer's Information

First Name

Last Name

Email Address

Primary Phone

Date of Birth

Social Security No.

Residential Information

Street Address

City

State/Province

Zip

Residence Type

Time at Address

Monthly Payment

Employment Information

Employment Type

Employer

Occupation

Daytime / Work Number (optional)

Time w/ Employer

Monthly Income

Co-Buyer Monthly Income (optional)

Have You Filed For Bankruptcy in the Last 5 Years?

Bankruptcy Chapter

What Is Your Current Bankruptcy Status?

Was Your Bankruptcy Discharged in the Last Two Years?

Certification and Authorization

I understand that your partners may obtain a credit report and I agree to receive Electronic Documents and have read the state-specific disclaimers.

I'd like to receive the auto financing newsletter which includes information about car buying and credit rebuilding.

By clicking on the "button" below, you are providing 'written instructions' to participating lenders under the Fair Credit Reporting Act authorizing them to obtain information from your personal credit report or other information from one or more credit reporting agencies to conduct a pre-qualification for credit.

By submitting this form, I agree to the Terms of Use, Supplemental Terms and Privacy Policy and to be contacted by Auto Credit Express, and up to five participating dealers, lenders, The Credit Pros, or other network partners (including their affiliates and partners) regarding this loan request and relevant marketing/advertising messages, by automated means, text and/or prerecorded messages at the number you provided. Consent is not required as a condition of service, to agree without providing consent to be contacted by automated means, text and/or prerecorded messages.

In addition, you certify that all information herein is true and complete and authorize lending institutions and participating auto dealers to retain this loan request and rely on the foregoing. You authorize us to receive reports on the status of your loan request, including information concerning whether you pre-qualify for a loan, which lender's loan offer (if any) you choose to accept, whether your loan request is denied, and whether you accept a loan from that lender. See the "Lender Specific Information" to view partners with whom we may share your information.