Get Car Financing With Good or Bad Credit

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs. Apply in 3 Minutes Learn More McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs.

Real-Time Results

1,152

Active Dealerships
Nationwide

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Our dealers can get you approved.

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3,915

Applications Processed
Today

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We have helped all of these people today and we would like to help you too!

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951,550

Applications Processed
in 2016

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Over 1.7 million people have bought a car using our service according to 3rd party data.*

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Why do people choose us?
Because we know how to help!

Simply getting people approved for automotive financing is not enough for us here at Auto Credit Express. We want to improve our customers' lives. We strive to do this by helping people repair damaged credit through realistic opportunities for auto loan approvals. We do this for everyone, even if they have not had the best track record in the past or have gone through a bankruptcy.

Credit Applications This Week
Get Approved Now

It takes just three minutes! Drive today!

Military Financing

Auto Financing for people in the military

To see how we can help, visit our military auto loan explanation page to see how we can help active duty and retired military members get auto financing.

Customer Reviews

Kristalee Ann Malady Kristalee Ann Malady
reviewed in the last week
Quality Excellent

I have been talking with a really nice salesman, a few actually and sales ladies ;) at a dealership in Antioch, IL. I received a call and I was told that on behalf of Auto Credit Express that my auto loan had been accepted and that they had several pre-approvals in place. I was...
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For People with Bad Credit

We help car buyers with poor credit scores connect to automobile dealerships that will give them a second chance and can get them approved fast for sub-prime auto financing, even with zero or $500 down. ACE works with the largest auto finance companies and reputable car lots in the US and Canada to ensure each person gets the best finance options.

We can help you get auto financing no matter what your credit profile is. We work with auto shoppers who have good, fair, terrible or no credit history, as well as with people who have no money down.

Filed For Bankruptcy?

Here at Auto Credit Express we can help you get approved for vehicle financing even while you're going through awful situations like bankruptcy and repossession. Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score, and even if you have not completed the bankruptcy process you're still eligible for an open bankruptcy auto loan. Get back on the road today in a car from one of our national car dealerships that accept bankruptcy clients and specialize in subprime lending.

We're a Special Financing Company

Poor credit scores can leave you looking for a special finance company, like us, to help you when you want to purchase a new or used car. The good news is that if you're reading this you do not need to look any further for a company that can get you approved auto financing. We specialize in helping people who traditional lenders do not want to lend to - and we can help you right now. If you have a reliable income you can be approved for a special finance car loan in a matter of minutes.

Leasing & Buying Programs

We have people ask us all the time, "Is it better to sign a lease for a vehicle or try to get approved for a loan?" The answer isn’t so straight-forward because each person’s financial situation, credit history and vehicle requirements are different. These factors play a large role in deciding whether leasing a car or taking out an auto loan is the better choice. By evaluating our customers’ needs, we can more accurately decide what financing option is going to be the most beneficial for them.

Additional Auto Loan Information
Car Buying & Leasing Tips
Extended Car Warranty Purchasing Guide
July 23, 2016
Purchasing an automobile is often a complicated process that requires many decisions. Individuals have to decide on the car itself, how it will be paid for, and if any warranties will be bought. While expert car buyers may know exactly what to do, others could be left wondering what to buy and which offers to pass on.

A Lower Loan to Value Ratio Helps You Get Approved
July 22, 2016
The loan to value (LTV) ratio is a calculation that subprime lenders use to evaluate a consumer's auto loan application. It helps them determine how much risk they would need to assume if they were to approve a particular applicant. Lowering your LTV ratio could very much help you get approved.

Buying a Car with a Foreclosure on Your Credit Report
July 21, 2016
Many consumers lost their homes to foreclosure during the 2007 recession, and while things have since turned around economically, this black mark may still linger on their credit. Will it affect their ability to buy a car?

Auto Credit Express and the ACE logo are registered trademarks. The contents of all material available on this web site are copyrighted unless otherwise indicated. Content may not be reproduced, downloaded, disseminated, or transferred, in any form or by any means, except with the prior written agreement of the ACE Group. 3271 Five Points Drive, Suite 200 - Auburn Hills, MI 48326.