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Apply Confidently

We are the nation's leading online car buying center for people with special circumstances. Our dealer partners have closed over 1 billion dollars in bad credit car loans, used car loans and auto loans with a bankruptcy.

Auto Credit Express meets all the Better Business Bureau standards and has participated since 2004.

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Basic Requirements

A minimum $1,500 gross monthly income is required for credit scores under 625.

For a Chapter 7 Bankruptcy, the 341 meeting of creditors must be completed.

For a Chapter 13 Bankruptcy, an Authorization to Incur Debt from the trustee is required.

There must be no auto loan repossessions within the last year unless they were included as part of a bankruptcy.

Approved auto loans are for buying a car from one of our authorized licensed car dealer partners.

Available to US or Canadian residents who are at least eighteen years of age.

Free Auto Finance Quote From AutoRepairKey.com

Applying online for fast auto financing has never been easier. Even if you have a history of bad credit, no credit, bankruptcy or repossession, we can get you financed for a new or used car.

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