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RTO Finance Request Form

Our secure auto loan request form takes just 3 minutes to complete. Response is fast, and you could drive away with a car today!

    PREFER TO APPLY BY PHONE? Talk to a loan specialist on the phone right now to apply for a car loan. (855) 439-0814
    Contact Information
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    Authorization and Certification

    By clicking on the "button" below, I agree by electronic signature, to be contacted by Auto Credit Express, Credit Options (Privacy Policy and Terms of Use), and up to five participating dealers, lenders, and other network partners about financial services or credit related offers by a live agent, automated telephone dialing systems, text and/or prerecorded messages at my residential or cellular number. Consent is not required as a condition of the services, to agree without providing consent to be contacted. For more information regarding the Telephone Consumer Protection Act, click here.

    You have indicated that you would like to attach a co-buyer to your loan request, please fill out his/her information below.

    By submitting this loan request, I certify that all information herein is true and complete. I authorize lending institutions and participating auto dealers to retain this loan request, to rely on the foregoing, to check and verify my credit, employment and salary history. By using our website, you authorize us to provide reports on the status of your loan request, including information concerning whether you pre-qualify for a loan, which lender's loan offer (if any) you choose to accept, whether your loan request is denied, and whether you accept a loan from that lender. See the "Lender Specific Information" section of the Privacy Statement to view partners with whom we may share your information.



    Auto Credit Express was founded in 1999. Today, we are the largest automotive special finance total solution firm offering people in North America that have bad credit a selection of over 1,200 dealerships and lending partners.

    Customer Testimonials: stars stars stars stars stars

    Way to go today, a pleasure to work with.

    My credit was going downhill and needed a vehicle for my growing family, auto credit Express was able to get me into the perfect SUV. Thanks you for giving me the opportunity to get my credit back.

    - Greg T.

    stars stars stars stars stars

    Same day delivery.

    Submitted an online application, received a phone call within minutes, scheduled an appointment, received a call from dealership, kept my appointment, able to look and test drive a couple of cars that we favored, and within a few hours later we drove off the parking lot with a reasonable monthly payment.

    - Benett L.

    stars stars stars stars stars

    Great company to work with!

    It was an easy, honest and great experience. Took me a day to get a vehicle. I would recommend using this company to anyone I know.

    - Kirby J.


    Auto Credit Express and the ACE logo are registered trademarks. The contents of all material available on this web site are copyrighted unless otherwise indicated. Content may not be reproduced, downloaded, disseminated, or transferred, in any form or by any means, except with the prior written agreement of the ACE Group. 3271 Five Points Drive, Suite 200 - Auburn Hills, MI 48326. By using this site, you agree to be bound by our Terms Use, Privacy Policy, Supplemental Terms, and Cookie Policy.