Getting your first car can be an exciting time, but qualifying for an auto loan could be difficult if you have no credit history.

While there's no national "minimum" credit score you need to get a car loan, most lenders agree that borrowers with a credit score below 670 are in the bad credit category.

A deferred payment is usually added to the back-end of your auto loan. If you're worried about the impact on your credit score, you shouldn't be. Here's how deferred payments are reported, and what you may need to qualify for a car loan deferment.

Getting an instant car loan approval with bad credit is more difficult. Here's where you can start your journey and what to expect if you're looking to get pre-approved for an auto loan.

Credit unions and banks offer different opportunities for their clients – especially when it comes to getting an auto loan. Though both institutions may be able to get a borrower financed, they take different approaches and approve different borrowers. If you have bad credit, you may want to weigh

When you’re getting your very first auto loan, it can be useful to have a cosigner, but it may not be necessary depending on the lender you’re using. Some lenders may require a first-time car buyer to have a cosigner qualify, but other lenders are equipped to assist no credit borrowers.

Bad, thin, or no credit can make it harder to get approved for auto financing. Even when working with subprime lenders who are willing to approve people with less than perfect credit, sometimes consumers still can't get approved. In these scenarios, it's likely that a cosigner can increase a borrower's chances of being approved.

Not everyone works a regular nine-to-five job. For those who are self-employed or freelancers and need an auto loan, here's what to expect when you apply.

A joint auto loan is when a primary borrower shares a car loan with either a cosigner or a co-borrower. If you want to remove someone's name from a joint auto loan, you need to refinance the loan on your own.

Since interest rates are primarily based on credit scores, the average interest rates for bad credit car loans are higher than they are for good credit loans.