Can Credit Repair Services Actually Improve My Credit?

Having bad credit is a circumstance that has a negative impact on your financial health. It’s why there are thousands of credit repair services exist. These places aim to help people improve their credit standing, and that’s an exciting proposition for many people dealing with bad credit. But what exactly do these places do? And can they really work?

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Pros and Cons of Reaffirming a Car Loan during Chapter 7 Bankruptcy

Reaffirming a car loan involves committing to a restructured contract. And with reaffirmation, the lender won’t be permitted to repossess the vehicle as long as you’re making payments.

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Tips For Getting an Auto Loan When You Have Bad Credit

Having bad credit doesn’t keep you from being able to get approved for a car loan. However, it does limit the kinds of lenders who are willing to work with you. With that in mind, here are some tips on getting an auto loan when you have bad credit.

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Auto Insurance Tips for First-Time Car Buyers

Minimum auto insurance requirements vary from state to state. But in every state except New Hampshire, some type of coverage is required by law for anyone who drives on public roads.

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Reasons Why You may Want to Refinance Your Auto Loan

Should you refinance your auto loan? This depends on whether or not refinancing will save you money or improve your current situation in some way.

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Situations Where You’ll Need a Cosigner

There are a few scenarios where you may be asked to provide a cosigner for your auto loan. In these three instances, you will likely be unable to get approved without one.

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Ford Aims to Make Night-Time Driving a Little Less Scary

Night-time driving can cause plenty of stress. Even if you have good vision and are perfectly alert, there’s always a fear that you might hit a pedestrian.

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