The impact a bankruptcy has on your cosigner depends on whether you filed a Chapter 7 or a Chapter 13 bankruptcy. No matter which type of bankruptcy you file, know that it can be difficult to protect a cosigner during it.

Many Los Angeles residents need a car to get by, but not everybody can qualify for an auto loan if they have bad credit. The good news is you don't need great credit to get a car loan. There are plenty of lenders and dealerships that offer auto loans for people with bad credit in Los Angeles.

Your cosigner on an auto loan can help you stop a repossession by making payments if you're unable to. If your car is repossessed, both of your credit scores are going to drop and the missed payment(s) and repo is going to show up on both of your credit reports.

The only way you can truly know if you can afford to buy a car with bad credit is by applying for a subprime auto loan at a dealership. Only they can tell you what you can get approved for, and then you can decide if you can afford it or not with some simple calculations related to your budget.

If you're currently in an open bankruptcy, you may be wondering if you can get an auto loan at this time. It is possible to get a car loan during bankruptcy, but approval may be dependent on the type of bankruptcy you file.

When you have poor credit and need a car in Seattle, it's a good idea to be prepared for the auto loan process from the start. Getting a bad credit car loan means proving to the lender that you have the ability, stability, and willingness to handle an auto loan, but borrowers with low credit also need to bring certain paperwork to the dealership.

In order to transfer your car loan to someone else, the new owner needs to refinance your current loan and transfer the title to their name. This means the new owner has to be able to qualify to refinance, you have to sign the title, and they have to visit the DMV or Secretary of State to have the title transferred.

Bad credit auto loans are great for people whose credit scores or financial situations don't qualify them for traditional lending. Why you need a bad credit car loan depends on your specific situation, but getting approved is still possible. Knowing where you stand credit-wise can make a difference, and we can help you find where to go to get financed.

How much your trade-in is worth depends on many different factors. While we can't tell you exactly what you can get when you trade in your car, we can give you some tips to get the most bang for your buck when you're getting ready for the process.

Many Angelenos rely on a vehicle to get through their day, but bad credit can make getting a car loan more difficult. Auto Credit Express can help you find a Los Angeles dealer who can get you approved for an auto loan with the help of our large network of special finance dealerships.