Your debt to income ratio is important when you're considering taking out a car loan. It's one of many calculations lenders do to ensure you can afford to repay an auto loan. Find out how to calculate yours, and why knowing this is important for your next car.

There are multiple credit bureaus and two main credit scoring models – but what will a dealership see? An auto lender is likely to see your FICO credit score, and here's why.

Auto leasing isn’t right for everyone, especially if you're struggling with bad credit. Whether or not you think leasing is a good idea is subjective. For some people, it’s the perfect way to get a brand-new car without spending tens of thousands of dollars over a few years. For others, vehicle leasing just doesn’t fit their everyday needs.

When you buy a used car from a private seller, there's a lot less paperwork involved than if you're financing one at a dealership, but that's not the only advantage. There are many pros and cons to buying a used car privately, but whether it's right for you depends on many factors. Here's what you need to know about buying a car from a private seller.

If someone is the victim of identity theft, the experience can ruin them financially. Also, there are several different forms that ID theft can take.

As the average monthly payment amount is expected to continue to increase, the average loan term is also getting longer.

There is a way to change your auto loan's interest rate later on in your loan term: refinancing. We cover the common requirements and lay out how the process of refinancing a car loan works.

Many people are in the dark about their credit because they assume you have to pay to see it. Not true. There are many ways to check your credit score for free.

Car shopping can be stressful, but it can be a little easier with the right strategies. Here are five steps to take when you're looking to plan out your next car loan.

A co-buyer on an auto loan isn't the same as a cosigner. They sound similar, but their respective roles are very different. One can help you get approved for a car loan if you have bad credit, while the other can help you meet the income requirements.