If you need to buy a car, but have severely damaged credit, you may consider a rent-to-own option. Just remember that these programs do come with some drawbacks.
Coming up with an ideal down payment requires some forward thinking. Your goal is to make the cash that you provide up front significant enough to save you money down the road.
Even if you’re a freelancer with a fluctuating income, no steady employer and bad credit, it’s still possible to get approved for a car loan.
The 2017 Autotrader Car Tech Impact Study has revealed that 48% of consumers put in-vehicle technology first when shopping for a vehicle.
If there is equity in your current car, you can use this equity as a “cap cost reduction” on a lease. In this situation, you would basically be selling your vehicle to the dealership or leasing company. The money from the sale could then be used as credit toward your monthly lease payments.
If you qualify to participate in the Free File program, you can submit your information now and it will be held until January 23rd. This is the date on which the IRS will start accepting tax returns.
If you really need to purchase a car before filing for bankruptcy (BK), it might be possible for you to do so. There may even be some advantages that come with buying a vehicle pre-bankruptcy.