We Can Help You Get Auto Financing No Matter What Your Credit Profile Is

Step 1

Start the Process with our Quick Application

Since 1999, Auto Credit Express has been working with people all across the country who need auto financing. We’ve done this by designing an easy online application that allows us to quickly match your needs with the loan guidelines of your local dealers and lenders. Once we set you up with the dealer best equipped to help you, you visit the dealership and shop the lot for your new car. Whether you have bad credit, no credit, or have gone through a bankruptcy, we can help. It takes less than 3 minutes to fill out our secure online application and be well on your way to purchasing a new vehicle.

Apply in 3 Minutes
Auto Credit Express has an A+ rating with the Better Business Bureau. We really do strive to help people who have fallen behind because we believe in doing the right thing and helping Americans rebuild their credit.
Step 2

Get Paired With a Lender That Can Finance You

We’ve successfully built a large network of dealers and lenders throughout the US and Canada. We make finding the proper financing easy and quick as we align your financial needs with lender requirements. This prevents you from having to run multiple credit report inquires with various dealers, which could damage your credit further. We simply place you with the lender in your area that fits best with your financial profile.

No, Auto Credit Express does not access your credit report. After you submit your application we will review it and match you with a local dealership that is likely to get you approved. Once the dealer accepts your application for processing they will contact you. Typically the dealer will access your credit report prior to discussing any finance options with you.
Step 3

Visit the Dealership and Shop

Once a lender in your area accepts your application, you will be contacted by a representative to set up a time for you to visit the dealership. Download our Pre-Dealer Checklist to ensure that you bring all of the necessary documents along with you to the lot. Once your financial application is verified, you can shop the lot and drive off in your new car – it’s that easy!

Yes! Additional money, however, may be required if there is a lien on the automobile that you are trading.
Simple to Use, Easy to Get Approved Start rebuilding your credit today. Let Auto Credit Express help.
Let’s Make a Positive Impact on Your Credit

Auto Credit Express not only assists you in finding the right auto financing for your unique situation, we also help you rebuild your credit. Your excellent payment history gets reported and that means that your credit rating will improve with every timely payment that you make. We are here to show you that there are better roads ahead for you! Here are some additional resources you can use to start improving your credit today.

Rebuilding Your Credit Checklist
Stories from Our Customers Join the thousands of happy car buyers who have been approved for an auto loan with the help of Auto Credit Express!

"With my damaged credit I thought my chances of getting a dependable car were nonexistent. I thank goodness that I saw your commercial."

"I must admit that I was skeptical at first about Auto Credit Express. They are many so called "Credit Specialist" companies out there that claim they have the solution to anyone's auto financing needs… I am now driving a fully loaded Honda Accord EX-L. Even if you think your situation is helpless (as I did), give them a shot. I am very pleased."

"Great experience and I would recommend Auto Credit Express to anyone that needs a little help to purchase a vehicle!"