Auto Credit Express Connects You to Trusted Bad Credit Dealers
At Auto Credit Express, we have the largest selection of bad credit car dealers across the country. These dealerships specialize in helping people in poor credit situations purchase new and used cars. If you're looking for a dealership that helps people get into bad credit car loans, then you're at the right place. Take a quick moment and get connected to one of our dealers today!
Bad Credit Car Dealers That Can Help
Because our vast network of dealers can accommodate nearly every credit situation, millions of people seek our help each year to help purchase new or used cars. This is a number we are very proud of, and we are able to achieve this because we understand that people are more than their credit scores. We go out of our way to develop relationships with lenders and dealers whose values are aligned with our commitment to helping people.
Let Auto Credit Express help today.
What is a Bad Credit Car Dealer?
Bad credit car dealers differ from traditional lenders in the fact that they accept borrowers whose credit situation is less than good. Traditional lenders look at your credit score first to determine whether or not you can be financed. Bad credit car dealers, also known as special financing dealerships, work with subprime lenders who look at other factors to determine your auto loan eligibility.
Bad credit car dealers come in a number of forms, from subprime lenders at franchised dealerships to independent buy here pay here lots, but what counts is that they're willing to work with people in all kinds of credit situations, unlike traditional dealers who only work with borrowers who have good credit.
How Bad Credit Car Dealers Work
The actual loan process varies from dealer to dealer. Some dealerships, unfortunately, might not be very flexible or even understanding when it comes to dealing with customers who have complicated credit situations, such as a past bankruptcy or repossession. You might find yourself out of luck and spending much more time rebuilding your credit before you can get the financing you need.
Other car dealerships that accept bad credit, thankfully, have been in the car loan business for a while. Many of these are among the plethora of dealerships that Auto Credit Express works with on a daily basis.
How Auto Credit Express Works with Bad Credit Dealers
Auto Credit Express has representation in nearly all major metro automotive markets, with hundreds of dealerships covering the United States. When we receive your information, we connect you with a dealership in your area that is adept at working with borrowers in unique credit situations. That dealership will then contact you with your auto loan opportunities.
Process Overview/What Documents to Carry
The process of getting matched to a dealership through Auto Credit Express starts with a loan request form. You will need to provide your personal identity information and answer a few questions regarding income and employment.
Once you have completed the request, your information is matched with a dealership in your area known to work with people in specific credit situations.
You will need a Valid Driver's License or another form of a vaild state ID. You will also need proof of insurance, a bill in your name, proof of working phone, check stubs, and References
FAQ's
Can you use Auto Credit Express at any dealership?
No. Auto Credit Express is not a lender. Our service matches you to a specialized dealership in your area that is known to work with people in many types of credit scores and situations. Our service will connect you with a specific dealer, who has been forwarded your request for financing, and will work with you to obtain the loan you need.
What makes Auto Credit Express different from other bad credit loan websites?
Auto Credit Express is not a lender. What sets us apart from the crowd is our extensive network of dealership partners that are ready to work for you. With partners in most metro areas, we have a network that spans the country and creates real opportunity for real customers.
How many dealers does Auto Credit Express work with?
Auto Credit Express works with dealers in most major metropolitan areas around the nation, and the number of dealerships we work with is ever-evolving.
Does Auto Credit Express choose the dealer for me?
Yes. Once your request has been processed, you will be connected with a dealership with the financing opportunities you need
How many dealers does Auto Credit Express work with?
Auto Credit Express works with dealers in most major metropolitan areas around the nation, and the number of dealerships we work with is ever-evolving.
Will the dealer contact me after I apply with Auto Credit Express?
Yes, but you're also provided with the dealership information so that you can contact them on your own.
Are the vehicles at these dealerships inspected or certified?
Vehicles at bad credit car dealerships can be new or used; some may even offer CPO vehicles, which are used cars that have been inspected and refurbished to manufacturer standards.
What dealerships does Auto Credit Express work with?
We have hundreds of dealerships across the nation that are ready to work with you. Many of the dealerships we work with tend to be independently operated, and they have specific programs and inventory targeted at specific buyers. Finding one that will likely work with your situation is where we come in. Let us help you find a dealer in your area.
How We Can Help You
Here at Auto Credit Express, we've been helping people understand and get through the bad credit car buying process for over twenty years. Using our nationwide network of partnered dealerships throughout the United States, we can help you work through your credit quirks, and set you up with a dealer that is ready to get you on the road immediately. And you won't have to worry about being bounced around or shown the door.
And because the majority of dealerships and lenders report your payments to the major credit bureaus, you will be on your way to rebuilding your credit so that the next time you buy a car, you can take advantage of better rates and have better options.
So, if you're serious about getting your car credit back on track, you can begin now by filling out our online loan request form.
