America's Largest Network
of Bad Credit Car Dealers

746
Dealers

At Auto Credit Express, we have the largest selection of bad credit car dealers across the country. These dealerships specialize in helping people in poor credit situations purchase new and used cars. If you're looking for a dealership that helps people get into bad credit car loans, then you're at the right place. Take a quick moment and get connected to one of our dealers today!

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Over 1.8 million people have bought a car with our help

Bad Credit Car Dealers That Can Help

Because we have dealers for nearly ever credit situations, we estimate that over 1.8 million people have been able to purchase new and used cars that have utilized our service. This is a number that we are very proud of. We are able to do this because we understand that people are more than their credit scores. We have a commitment to helping people, and have developed relationships with lenders that are aligned with us in doing so.

Simple to Use, Easy to Get Started

Let Auto Credit Express help today.

While many people are familiar with what bad credit means, not everyone knows what bad credit car dealers are or how they operate.

The question of "What is a bad credit auto dealership or car lot?" isn't too difficult to answer. Since most banks, credit unions, and other major lenders only tend to deal with customers with 'prime credit,' this leaves a significant amount of people who need a car, but have a poor credit rating out in the cold.

To cover this gap in lending, many dealerships these days are offering financing on a vehicle through in house or third party options. However, since risk of financing to people with bad credit tends to be higher, these dealers tend to charge higher rates to offset that risk. The advantage is that people who might normally not be able to get into a car are able to finance one, even if it is at the trade off of higher cost.

Featured Auto Credit Express Coverage Areas

2,172
Loan Requests
Processed Today
With Bad Credit

How Bad Credit Car Dealers Work

The actual loan process varies from dealer to dealer. Some dealerships, unfortunately, might not be very flexible or even understanding when it comes to dealing with customers who have complicated credit situations, such as a past bankruptcy or repossession. You might find yourself out of luck and spending much more time rebuilding your credit before you can get the financing you need.

A+
BBB Rating
as of 05/20/2024

How We Can Help You

Here at Auto Credit Express, we've been helping people understand and get through the bad credit car buying process for over twenty years. Using our nationwide network of partnered dealerships throughout the United States and Canada, we can help you work through your credit quirks, and set you up with a dealer that is ready to get you on the road immediately. And you won't have to worry about being bounced around or shown the door.