America's Largest Network
of Bad Credit Car Dealers


At Auto Credit Express, we have the largest selection of bad credit car dealers across the country. These dealerships specialize in helping people in poor credit situations purchase new and used cars. If you're looking for a dealership that helps people get into bad credit car loans, then you're at the right place. Take a quick moment and get connected to one of our dealers today!

Over 1.8 million people have bought a car with our help

Bad Credit Car Dealers That Can Help

Because we have dealers for nearly ever credit situations, we estimate that over 1.8 million people have been able to purchase new and used cars that have utilized our service. This is a number that we are very proud of. We are able to do this because we understand that people are more than their credit scores. We have a commitment to helping people, and have developed relationships with lenders that are aligned with us in doing so.

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Let Auto Credit Express help today.

While many people are familiar with what bad credit means, not everyone knows what bad credit car dealers are or how they operate.

The question of "What is a bad credit auto dealership or car lot?" isn't too difficult to answer. Since most banks, credit unions, and other major lenders only tend to deal with customers with 'prime credit,' this leaves a significant amount of people who need a car, but have a poor credit rating out in the cold.

To cover this gap in lending, many dealerships these days are offering financing on a vehicle through in house or third party options. However, since risk of financing to people with bad credit tends to be higher, these dealers tend to charge higher rates to offset that risk. The advantage is that people who might normally not be able to get into a car are able to finance one, even if it is at the trade off of higher cost.

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With Bad Credit

How Bad Credit Car Dealers Work

The actual loan process varies from dealer to dealer. Some dealerships, unfortunately, might not be very flexible or even understanding when it comes to dealing with customers who have complicated credit situations, such as a past bankruptcy or repossession. You might find yourself out of luck and spending much more time rebuilding your credit before you can get the financing you need.

Other dealerships, thankfully, have been in the bad credit car dealer business for a while. Many of these are among the over one thousand dealerships that Auto Credit Express works with on a daily basis. However, because they all tend to be independently operated and have specific programs and inventory targeted at specific buyers, finding the one that will likely work with your situation is where we come in.

BBB Rating
as of 07/18/2024

How We Can Help You

Here at Auto Credit Express, we've been helping people understand and get through the bad credit car buying process for over twenty years. Using our nationwide network of partnered dealerships throughout the United States and Canada, we can help you work through your credit quirks, and set you up with a dealer that is ready to get you on the road immediately. And you won't have to worry about being bounced around or shown the door.

And because the majority of dealerships and lenders report your payments to the major credit bureaus, you will be on your way to rebuilding your credit so that the next time you buy a car, you can take advantage of better rates and have better options.

So, if you're serious about getting your car credit back on track, you can begin now by filling out our online loan request form.