At Auto Credit Express, we have the largest selection of bad credit car dealers across the country. These dealerships specialize in helping people in poor credit situations purchase new and used cars. If you're looking for a dealership that helps people get into bad credit car loans, then you're at the right place. Take a quick moment and get connected to one of our dealers today!
Because we have dealers for nearly ever credit situations, we estimate that over 1.8 million people have been able to purchase new and used cars that have utilized our service. This is a number that we are very proud of. We are able to do this because we understand that people are more than their credit scores. We have a commitment to helping people, and have developed relationships with lenders that are aligned with us in doing so.
While many people are familiar with what bad credit means, not everyone knows what bad credit car dealers are or how they operate.
The question of "What is a bad credit auto dealership or car lot?" isn't too difficult to answer. Since most banks, credit unions, and other major lenders only tend to deal with customers with 'prime credit,' this leaves a significant amount of people who need a car, but have a poor credit rating out in the cold.
To cover this gap in lending, many dealerships these days are offering financing on a vehicle through in house or third party options. However, since risk of financing to people with bad credit tends to be higher, these dealers tend to charge higher rates to offset that risk. The advantage is that people who might normally not be able to get into a car are able to finance one, even if it is at the trade off of higher cost.