Have you ever gone to a car dealership only to learn that the credit score they have for you is different than the one that you previously obtained? This may be because they are looking at your automotive-weighted credit report, which scores you based on your past performance with auto loans.

Buying a vehicle - used or new - can be nerve wracking; especially if you have no idea what to expect or look for. Listed below we have just a few of the scams that used car dealers try to get away with when selling vehicles to unsuspecting consumers like yourself.

Are you being haunted by phantom debt? It can be frightening to be on these scammers’ radar, but unfortunately these scams have become quite common. If you’ve been the victim of phantom debt scams, or any scheme that has left your credit in a lurch, fear not.

Credit card companies are constantly trying to make their services more secure and safer to use. However, credit fraud is still an unfortunate reality for many consumers. It is important to understand what it is, how it happens and how it may be prevented.

We all know that the best practice to taking out a loan is to compare multiple offers against each other, but will that many inquiries on your credit hurt your scores?

Some people may realize that they have a bad credit score and think, Big deal. I just won't try to get a loan any time soon. But damaged credit can affect a lot more than just your ability to get financing.

If your credit is in rough shape, there are some steps you can take to improve your situation. But achieving good credit isn’t enough. You are also going to want to make sure you develop positive credit habits that will help you maintain good credit.

Establishing positive credit is a goal that takes time and dedication to achieve; maintaining it is a lifelong project. These three tips are a great place to start if you want to improve or establish your credit.

Tax season is barely in full swing, yet already the Internal Revenue Service is asking taxpayers to beware. This year, it’s not just individuals that they've identified a threat on, but tax professionals as well. Though identity theft is a very real, there are people working every day to ensure the safety of your information as our tax process moves more and more online.

The credit bureau Equifax announced that its computer systems have been hacked. The company estimates that around 143 million US consumers could be affected. Data that could've been compromised includes Social Security numbers, names, addresses, birth dates, driver's license numbers, and even credit card numbers and dispute documents.