Author Profile

There's nothing specifically that says your spouse can't be your cosigner, but in most auto loan situations, lenders are more likely to recommend a joint auto loan between spouses. Though they sound very similar, a joint auto loan with a co-borrower and an auto loan with a cosigner is very different...

If you have no credit history and need to buy a car, it might occur to you to get a cosigner for your auto loan. However, you may get a better rate if you act as the cosigner...

You're required to carry full coverage car insurance when you finance a vehicle in Seattle, but what exactly does "full coverage" mean? We're here to let you know what you need...

In most cases, eviction shouldn't impact your ability to keep your auto loan. However, a permanent address is typically a requirement of getting a car loan – especially if you're already dealing with a tough credit situation...

Buy-here-pay-here (BHPH) dealerships tend to get a lot of bad press, but you won't necessarily have a negative experience if you purchase a vehicle from one of them...

Its difficult enough getting approved for a regular car loan if all or some your income comes from disability or SSI payments and it's even harder if you're trying to get approved for a bad credit auto loan...

There are plenty of reasons you could make an auto loan down payment, but should you? Here are four reasons you might have for not wanting to make a down payment on your next car loan, and what could happen if you skip it...

A massive data hack earlier in the year has left millions of people across the U.S., U.K., and Canada with compromised information, including Social Security Numbers, which may now be for sale on the dark web. This type of data breach can wreak havoc on a person's ability to get and maintain credit if...

When you require a cosigner, it means you couldn’t be approved for a loan based on your credit history. Anyone who qualifies can be your cosigner, but it isn’t something to be taken lightly. The saying “with great power comes great responsibility” really applies to the borrower/cosigner relationship...

Remember, if you still owe on a vehicle, the lender owns the car and, in most states, holds the title. Many states make it illegal to sell a vehicle without a title. If you’ve lost the title, getting a replacement is a relatively simple process. But if you don’t have a title because you didn’t pay off your loan, you’ve just sold a stolen car – which is certainly illegal...