Author Profile

When you're getting a car loan, no matter your credit score, it's important to know what you're up against. We think these five factors are worth understanding before you head into your auto loan. Let's take a look...

There's no "best" way to pay off a car loan. It depends on your situation and what you're looking to get out of paying it off. You usually have options, though...

When you have bad credit and need a loan $5K is typically the least amount you can borrow. This means you may be able to finance a used car under $5,000 as long as the loan amount is more with taxes and fees...

If you want to refinance your auto loan, but you're not sure if your credit score has improved enough to make this possible, a cosigner will improve your approval chances. Just make sure that the cosigner you have in mind is a qualified applicant who understands the risks that might be involved...

If you're willing to take on a long loan term – 84 months or more – you no longer have to worry about a minimum credit score if you finance through Ford Credit. This means shoppers looking for a new Ford car, truck, or SUV may have more options than before...

GAP insurance can be a good idea to have when you're leasing, even if it's not always required. This form of insurance covers the amount of your early termination if the vehicle is lost or stolen. You may be required to have it if you lease with poor credit...

Getting a fair price on a used car is a good goal no matter what your credit score. It's especially important to bad credit borrowers to know how to get the lowest price they can since bad credit usually increases the price of financing...

A credit repair company can be a big help when you don't have the time to spend pouring over your credit reports to fix mistakes yourself. A credit repair company can save you time, but it costs you...

Finding a dealership to work with when you have bad credit can seem like a mountain of a task. At Auto Credit Express, we know how frustrating it can be to have to search for a second chance car loan on your own, and we want to help. If you feel like you've tried everything, here are some suggestions that might help you find the right kind of dealer...

When you've got bad credit getting an affordable vehicle is often key to getting a car at all. These days, the availability of these vehicles is shrinking – cars under $10,000 have been the hardest to find, and you may have to sacrifice other deals to find a cheap car...