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Both certified pre-owned (CPO) cars and regular used vehicles can be a better choice when you're dealing with bad credit, but they're not the same. While they’re technically used, CPO cars go through a different pre-sale process than traditional used vehicles and include some added perks. Both certified...

Employment matters when it comes to getting an auto loan since you have to have a way to repay a loan. Typically, lenders prefer borrowers who have steady, proven income through a stable W2 job. However, not everyone who works has the same income verification, or even the same type of income. When it...

When you take on an auto loan, there are many factors that go into proving you're worthy of taking on a large debt. To this end, lenders require you to prove your ability, stability, and willingness to take on a loan. They do this by requiring you to bring in proof that you are who you say, make what...

The subprime auto loan process works a little differently from that of a traditional auto loan. One difference is that you need to bring more documentation to the dealership when you meet with the finance manager. Here's a list of what you typically need...

A credit report is a document that summarizes all your financial activity as it relates to credit. It paints a picture of how you handle debt over time. Without a credit report, lenders wouldn't have anything to base credit decisions on, such as whether to grant you a loan and what interest rates to...

If you see a car for sale that has a branded title, it likely means it's been through something drastic. We cover the different types of branded titles, and what it could mean for you as a buyer...

If you're trying to build up credit, most of the advice you get will typically be centered on using credit cards. But what if you want to build credit without a credit card?...

Credit unions have a reputation for providing low-interest loans for their clients, and they could be a good solution if you're looking for your next car loan. There are some stipulations to getting a car loan through a credit union, though. Here's what you need to know. 5 Reasons to Opt for Credit Union...

If you're new to the world of credit, or are simply looking to improve your credit score, you should know that it takes time to build or rebuild your credit. You may be wondering just how fast you build your credit score. While you aren’t going to raise it overnight, you can improve your credit score...