Credit Building

Build Your Credit Using Self Lender

Self Lender’s credit builder account is a small installment loan secured by a certificate of deposit (CD). There is no large upfront deposit like a secured credit card. Instead, you make monthly payments on your terms, which is reported to the credit bureaus to build payment history. At the end, your money that you’ve put away unlocks!

Bad credit, or no credit, can stand in the way of achieving your goals. A credit-builder loan can help you establish credit history and save money in a safe, responsible way as accounts are FDIC insured.


Self Lender credit-building loans have one and two year terms with loan payments as low as $25 a month. All you need to sign up is a bank account number, email address, phone number and Social Security Number. Many customers join Self Lender in under five minutes.

Don’t wait, start or improve your credit history today!


Average Credit Score Increase: 45 Points*


*Individual results vary