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Repossession and Bad Credit Auto Loans

Does a car repossession remain on your credit report if you get the vehicle back?

Yes, it definitely does remain on your credit report for up to 10 years. Here’s a situation, a man had his vehicle repossessed and managed to get together the 8,000 dollars in 10 days that he owed.

Oddly, he discovered 4 years later that the repo was still on his credit report as if it was never satisfied. He was hoping that it would be taken off soon after he paid the balance in full, but to his surprise it wasn’t. Although he provided proof that he paid, it still didn’t matter.

So the bottom line is, no matter what try to avoid repossession on a vehicle. Do whatever it takes and remember to always pay your auto loan payments on time.

Auto Credit Express has helped thousands of people with bad credit buy cars and re-establish their car credit at the same time. If you have less than perfect credit, and need an auto loan, visit us at to find out how we can help.