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Many of the questions we get asked have to do with qualifying for poor credit auto loans following a personal bankruptcy. In most cases, Yes you can apply for an auto loan. But only after completing a bankruptcy.

There are two ways to finish a bankruptcy - a discharge or a dismissal.

If the bankruptcy has been dismissed, this signals an unsuccessful completion and your application for a bad credit auto loan will usually be turned down.

If your bankruptcy has been discharged, this signals a successful completion and your application for a bad credit auto loan may now be approved.

After completing a bankruptcy, you will have to begin repairing your credit. There are two types of credit - revolving credit and installment credit. You'll need to establish both.

A credit card is an example of revolving credit. If you don't qualify for a standard credit card, then apply for a secured card. This is where your credit limit is determined by the balance in a special savings account you set up.

An auto loan is an example of installment credit. It requires you to sign a contract and agree to pay a fixed amount for a fixed term (such as $300 per month for 48 months).

At Auto Credit Express we help people with bad credit find a dealer that can give them their best chance at an approval for a new or used car loan. So if you're serious about getting your auto credit back on track, you can begin now by filling out our online car loan application now.