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What is a Good Credit Score?

What is considered a good credit score for obtaining an auto loan?

The higher the credit score the better, however there is no real industry standard. Credit scores will range from 350-850.

Each creditor or lender judges your credit score differently, and takes other factors into consideration when determining you eligibility. Usually, anything above 690 is considered a great score.

A score below 620 is frequently referred to as sub prime. As long as you have a job, most dealerships have a special finance department that will help most people who fall into the subprime category.

Obtaining your credit report is a great way to see where you stand. Requesting a credit report will not affect your credit. The only time your credit report is affected is when you ask a creditor to inquire about your credit.

If you have less than perfect credit, and need an auto loan, visit us at to find out how we can help.