Aside from simply being the capital of Georgia, Atlanta is a hotbed for many things, from business to its vast culture of art, theatre, and music. When you combine this with the many sporting events and scenic attractions, you have a city with many places to go.
Auto Credit Express has helped hundreds of thousands nationwide, and that means that we have a solid network of dealers and lenders to help those in Atlanta. From Buckhead to Downtown, you can be sure that we have dealers that can help you in your local area.
Bad things happen to good people. Wherever you go, this is a fact, and it's no different for those who have fallen on hard times in Atlanta. Fortunately, for those with bad credit, there are ways to get auto financing that don't completely focus on your credit score.
Trying to get auto financing with a FICO score of 620 or lower can be difficult to downright impossible if you don't know where to look. In addition to that, constant denials only serve to push your score down further. What you need is a lender that will look deeper into your financial situation, one that understands that you are trying to make things better. Auto Credit Express helps you find that second chance.
Bankruptcy can be a blessing and a curse. On one hand, you are able to cure your debt woes and on the other, it leaves a black mark on your credit for years. In the case of a Ch. 7 bankruptcy, the slate is wiped clean, aside from certain debts such as tax and student debt. In the case of a Ch. 13, you are repaying your creditors a portion of the debt over the course of 3 or 5 years.
Bankruptcy can leave you with tarnished credit for 7 to 10 years, and during this time, you may need to find auto financing. Many lenders will be hesitant to work with you, but Auto Credit Express has a team dedicated to helping you find the lender or dealer that will approve you for bankruptcy auto financing. All you need are your discharge papers (Ch. 7) or approval from your court trustee (Ch. 13). You want to rebuild your credit, and we want to get you there.
Since car leases are often less expensive than taking on a new car payment, people may think about using this purchasing option when they have damaged credit. There is only one problem with this approach: you have bad credit.
When you lease, the best - and most worthwhile - offers are only for those who have a stellar credit history. So, what you really need is a dealer who has a strong knowledge of bad credit financing to help you navigate what is and isn't possible. Because we've been working with subprime financing dealers for so long, we can help connect you wit the people who will give you the best chance of getting on the road in the most affordable vehicle possible.
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