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Car shopping can be stressful, but it can be a little easier with the right strategies. Here are five steps to take when you're looking to plan out your next car loan...

A co-buyer on an auto loan isn't the same as a cosigner. They sound similar, but their respective roles are very different. One can help you get approved for a car loan if you have bad credit, while the other can help you meet the income requirements...

Unless they report all of their income, credit-challenged consumers who get paid under the table will find it very difficult getting approved by a subprime lender. But there are acceptable alternatives including paying cash as well as getting financed with a BHPH dealer that reports to the credit bureaus...

A recent survey DealerRater conducted for Automotive News looked at the different ways car buyers deal with negative equity on their trade-ins. It found that the majority of consumers deal with this all-too-common situation in the worst possible way...

Many people who have graduated college in the last few years may not have the experience of paying off their student loans the way nearly 44 million Americans do. However, whether student loans were old hat or you're new to the game, the forbearance that nearly all Americans have enjoyed for the past...

When your car loan is coming to an end, many people opt to pay it off early—but what are the benefits of doing this, and are there any disadvantages?...

Subprime lenders—those willing to approve applicants with poor credit—emphasize many other factors beyond your credit when making loan decisions. Your income is one of the biggest determining factors in whether or not you qualify...

You need to have full coverage auto insurance on a financed car. Not having it is a violation of your loan contract, and could lead to these consequences...

If you have two jobs, you can combine the income from each provided the lender allows it. Keep in mind that a second job may only be considered depending on how long you've had it. Other lenders want you to meet the minimum income requirement with the income from one job...

Consumers responsible for making child support payments as well as those who depend on this type of income should know how these situations, especially if they have poor credit, could impact their chances of an auto loan approval...