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Right now we're seeing a 40-year high inflation rate that's really hitting Americans in the pocketbook. Raising interest rates could help deflate this situation, but how might that affect you in 2023? Let's take a look...

If you have credit issues and need a vehicle, its age and mileage, among other things, is important to lenders. This means you probably won't be able to finance an older model with very high miles...

When you're financing a vehicle, lenders don't just take your word when it comes to income amount, they need proof – typically in the form of documents used to make various calculations about your auto loan and your ability to repay it...

When you need to refinance your vehicle, whether or not you need a cosigner depends on your credit situation and the state of your loan. Usually, one isn't needed if you're taking good care of your loan by paying on time and improving your credit. But, if you're trying to refinance your vehicle and your...

You can refinance a post-bankruptcy car loan, but you generally have to wait for at least a year to pass in order to qualify, as well as meet the other requirements...

If you Google how to get a car loan online, you're most likely bombarded with ads and websites vying for your business. It's pretty straightforward, like most things people do online these days, you fill in some info, and a lender contacts you with a yes or a no. But are these online lenders legit? Here's...

In a landmark move, President Joe Biden vowed to erase Federal student debt for Americans who make less than $125,000 a year. The initial announcement, which came on August 24, includes the promise to forgive up to $10,000 of debt for individuals with outstanding Federal student loans, and up to $20,000...

Yes, you can buy a car from a buy here pay here (BHPH) dealer with bad credit. In fact, in some cases, this is often a good route if you've already been turned down for an auto loan. BHPH dealers can typically get you into a vehicle, but there are some big differences in the process...

Cosigners may think that they have ownership rights to the car since they signed on the auto loan, but that's a misconception. Here's what you need to know about cosigners, primary borrowers, and ownership rights...

If you're searching for a car, you probably want to be as prepared as possible when you find the dealership that can approve you for an auto loan. For bad credit car buyers, one of those steps is having a list of references ready to present to your potential lender. When you are working with a dealership that specializes in alternative auto financing, they look at factors outside of your credit to determine your reliability as a borrower...