Sean is a SoCal native with a deep knowledge of automotive brands and pricing. He is also an avid car enthusiast with a background in sports journalism. He is a graduate of California Lutheran University with a Bachelor of Science in Business.
Refinancing is meant to help you lower your monthly auto loan payments, or give you longer to pay for a vehicle you love. While there's technically no limit to how many times you can do this, it may not be wise, or possible to do it more than once...
Whether or not you should wait to refinance your car depends on a few factors. Right now, with interest rates still climbing, it may be a good time to try refinancing if you need to save money on your auto loan. This is to say, refinance now before rates start to climb higher than the current base rate...
Whether or not you save in the long run depends on how you refinance, and how much your credit has improved since you took out your loan. Let's take a look...
It can feel like all hope is lost if you fall behind on your car payments (or are about to). If you find yourself in this situation, the worst thing you can do is nothing. There are many possible solutions and you need to take action as soon as possible...
If you've got your sight on a car without a title, it’s typically not a good idea to go through with the purchase, and here's why...
Auto loans use simple interest, which means the balance of your auto loan determines your interest charges. An amortization schedule outlines how your interest and principal are paid in a simple interest loan. Here’s how simple interest works, and how you can save money when you finance a vehicle...
It's not ideal if you have a charge-off on your credit reports, but they do heal over time. We cover what charge-offs are, as well as some credit repair tips you can use to improve your credit score...
Buying a used rental car could yield you a good deal on a used vehicle. If you have bad credit, though, you may have to do some searching to find financing. Here's what to consider...
If you're considering refinancing your car, your current lender might be your first thought. Not all lenders are able to refinance auto loans, though. Here are some things to consider if you're thinking of refinancing your car loan with the same lender...
Bankruptcy isn't something you should dive into unaware, and there are certain steps you have to take to see if you qualify for one. Determining which type of bankruptcy you're eligible to file starts with a means test. Let's look at how to prepare for this first step and where to go next. If you're...
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