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Will Bounced Checks Hurt My Credit?

Do bounced checks affect your credit score?

A bounced check does not affect your credit rating so long as you make good on the check in a timely fashion to the company you made it out to.

If you don't, then the company may turn over your unpaid debt to a collection agency, which will show up on your credit report.

Most utilities and stores will do this, including grocery stores and large chains. Expect them to do this as soon as 90 days after non payment of your bounced check.

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