Get Car Financing With Good or Bad Credit

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs. Apply in 3 Minutes Learn More McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs.

Real-Time Results

1,143

Active Dealerships
Nationwide

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Our dealers can get you approved.

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2,370

Applications Processed
Today

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We have helped all of these people today and we would like to help you too!

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622,765

Applications Processed
in 2015

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Over 1.7 million people have bought a car using our service according to 3rd party data.*

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Why do people choose us?
Because we know how to help!

Simply getting people approved for automotive financing is not enough for us here at Auto Credit Express. We want to improve our customers' lives. We strive to do this by helping people repair damaged credit through realistic opportunities for auto loan approvals. We do this for everyone, even if they have not had the best track record in the past or have gone through a bankruptcy.

Credit Applications This Week
Get Approved Now

It takes just three minutes! Drive today!

Military Financing

Auto Financing for people in the military

To see how we can help, visit our military auto loan explanation page to see how we can help active duty and retired military members get auto financing.

Customer Reviews

Elwood Lambert Elwood Lambert
reviewed a month ago
Quality Excellent

The experience with Auto Credit Express was a wonderful experience and the whole process was outstanding. Mary Ann Sheldon was top notch in helping me get my new car and I will defiantly sending referrals your way.

For People with Bad Credit

We help car buyers with poor credit scores connect to automobile dealerships that will give them a second chance and can get them approved fast for sub-prime auto financing, even with zero or $500 down. ACE works with the largest auto finance companies and reputable car lots in the US and Canada to ensure each person gets the best finance options.

We can help you get auto financing no matter what your credit profile is. We work with auto shoppers who have good, fair, terrible or no credit history, as well as with people who have no money down.

Filed For Bankruptcy?

Here at Auto Credit Express we can help you get approved for vehicle financing even while you're going through awful situations like bankruptcy and repossession. Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score, and even if you have not completed the bankruptcy process you're still eligible for an open bankruptcy auto loan. Get back on the road today in a car from one of our national car dealerships that accept bankruptcy clients and specialize in subprime lending.

We're a Special Financing Company

Poor credit scores can leave you looking for a special finance company, like us, to help you when you want to purchase a new or used car. The good news is that if you're reading this you do not need to look any further for a company that can get you approved auto financing. We specialize in helping people who traditional lenders do not want to lend to - and we can help you right now. If you have a reliable income you can be approved for a special finance car loan in a matter of minutes.

Leasing & Buying Programs

We have people ask us all the time, "Is it better to sign a lease for a vehicle or try to get approved for a loan?" The answer isn’t so straight-forward because each person’s financial situation, credit history and vehicle requirements are different. These factors play a large role in deciding whether leasing a car or taking out an auto loan is the better choice. By evaluating our customers’ needs, we can more accurately decide what financing option is going to be the most beneficial for them.

Additional Auto Loan Information
Car Buying & Leasing Tips
The Wrong Cars for Bad Credit Borrowers
April 25, 2015
According to Consumer Reports, credit-challenged buyers would be doing themselves a favor by avoiding these six vehicles. Despite their affordable prices, their faults include noisy cabins, slow acceleration, poor ride quality and unacceptable scores on the IIHS small-overlap crash tests.

Chapter 13 Bankruptcy and Your Car Buying Experience
April 24, 2015
Before your Chapter 13, you probably enjoyed all the convenience that car buyers with good credit did. You were able to walk into any dealership and have the deal done in a matter of hours, or you were able to take your time and shop around. Of course, all of that changed when times got tough, and left your credit in a crippling state, which left you no other option than to file for Chapter 13 Bankruptcy. Although you have reduced the amount of debt that you owe to your creditors, you are on a strict budget that leaves little to no room for additional expenses. What happens when you need a new vehicle? The car buying process is much more difficult, because you will need to not only work out terms with the dealer, but also ensure that whatever agreement you come to is also good with your bankruptcy trustee.

Least Expensive New Car Deals in April 2015
April 23, 2015
Consumers with credit issues who choose one of these affordable cars with the shortest loan term possible will find that once they've reestablished their credit, they'll quickly be in a better position for their next loan.

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