Get Car Financing With Good or Bad Credit

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs. Apply in 3 Minutes Learn More McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Get Car Financing With Good or Bad Credit

Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan with our special financing programs.

Real-Time Results

1,068

Active Dealerships
Nationwide

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Our dealers can get you approved.

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1,695

Applications Processed
Today

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We have helped all of these people today and we would like to help you too!

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1,591,690

Applications Processed
in 2014

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Over 1.7 million people have bought a car using our service according to 3rd party data.*

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Why do people choose us?
Because we know how to help!

Simply getting people approved for automotive financing is not enough for us here at Auto Credit Express. We want to improve our customers' lives. We strive to do this by helping people repair damaged credit through realistic opportunities for auto loan approvals. We do this for everyone, even if they have not had the best track record in the past or have gone through a bankruptcy.

Credit Applications This Week
Get Approved Now

It takes just three minutes! Drive today!

Military Financing

Auto Financing for people in the military

To see how we can help, visit our military auto loan explanation page to see how we can help active duty and retired military members get auto financing.

Customer Reviews

Raquel Jeannine Miller Raquel Jeannine Miller
reviewed 2 weeks ago
Quality Excellent

I was so very pleased with the customer service from Lena and other staff members I spoke with! I received the kind of help I had been searching for; they really went above and beyond. They connected me with an awesome Finance Specialist...Melissa with Chuck Nash Chevrolet. She...
Read More »

For People with Bad Credit

We help car buyers with poor credit scores connect to automobile dealerships that will give them a second chance and can get them approved fast for sub-prime auto financing, even with zero or $500 down. ACE works with the largest auto finance companies and reputable car lots in the US and Canada to ensure each person gets the best finance options.

We can help you get auto financing no matter what your credit profile is. We work with auto shoppers who have good, fair, terrible or no credit history, as well as with people who have no money down.

Filed For Bankruptcy?

Here at Auto Credit Express we can help you get approved for vehicle financing even while you're going through awful situations like bankruptcy and repossession. Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score, and even if you have not completed the bankruptcy process you're still eligible for an open bankruptcy auto loan. Get back on the road today in a car from one of our national car dealerships that accept bankruptcy clients and specialize in subprime lending.

We're a Special Financing Company

Poor credit scores can leave you looking for a special finance company, like us, to help you when you want to purchase a new or used car. The good news is that if you're reading this you do not need to look any further for a company that can get you approved auto financing. We specialize in helping people who traditional lenders do not want to lend to - and we can help you right now. If you have a reliable income you can be approved for a special finance car loan in a matter of minutes.

Leasing & Buying Programs

We have people ask us all the time, "Is it better to sign a lease for a vehicle or try to get approved for a loan?" The answer isn’t so straight-forward because each person’s financial situation, credit history and vehicle requirements are different. These factors play a large role in deciding whether leasing a car or taking out an auto loan is the better choice. By evaluating our customers’ needs, we can more accurately decide what financing option is going to be the most beneficial for them.

Additional Auto Loan Information
Car Buying & Leasing Tips
What Should My Down Payment Be for a New Car?
January 25, 2015
Let's start by talking about what the typical down payment suggestions are for a new car. Some say 20%, while others say the average is closer to 12%. This means that for a vehicle in the $10,000 to $15,000 range, you will need to pony up anywhere from $1,200 to $3,000 for a down payment on a car. When you're on a tight budget, coming up with this amount may prove problematic.

Your Tax Refund: Buying a Car vs. Paying Off Debt
January 24, 2015
While it may be tempting to use your tax refund as a down payment on a new car, is this really the best option for right now? If you have unpaid debt, you may be doing yourself a huge favor by using your extra cash to pay what you owe. Your credit score will thank you.

Great Credit Won't Happen Overnight, but it Will Happen
January 23, 2015
If you have bad credit, you may be looking for the quickest fix possible. And some companies claim that they can fix your credit overnight, but can they really? Are their methods legal? Before you give money to anyone who makes promises about your credit, you should know what is actually involved in legitimate credit repair.

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