Auto Credit Express Blog

Since the process of refinancing an auto loan has different outcomes for borrowers in different situations, you have to look into what you want to accomplish and crunch the numbers to see if it's a good idea.

There's a lot to consider when you're ready for your next vehicle and have a car to trade in. How you prepare can affect how much money you’ll get for your trade-in, but looking at our trade-in dos and don’ts can help you out.

If you're a member of a credit union, you may be wondering if it would be better to get a car loan through them or a dealership. If you have bad credit, credit unions are known to be more lenient, but a special finance dealer may still give you your best chance at an approval in the end.

If you earn cash tips at your job in Myrtle Beach – or anywhere around the country for that matter – and have to finance a car, it may be difficult to get approved for a loan if you have bad credit. But we have some suggestions and used vehicle options that can help.

Your down payment plays a role in determining the size of your monthly payment and how much you end up paying overall, so the decision as to how much money you should put down isn't easy. Let's look at some of the pros and cons of a large down payment on an auto loan.

It's not safe to let your dog travel in the car without securing them in a crate or with a travel harness, and learning about pet travel safety can make sure your pets remain as safe as possible.

Because you'll likely need financing through a bad credit lender, the max car loan you can get after repossession depends on several factors, such as your income and credit profile.

Your credit score typically drops after taking out a car loan because of the impact it has on three areas that affect your rating. However, an auto loan can help you build credit and overcome the initial negative impact when paid back responsibly.

You can typically expect to need a minimum income of $1,500 to $2,000 a month in order to get approved for a bad credit car loan, but this isn't the only income requirement to be aware of.

If you have bad credit and need a vehicle, a credit builder car loan allows you to get the wheels you need and the chance to improve your credit score. All you have to do is make all of the payments on time, so making sure your auto loan is affordable is important.