Author Archive: David T.
How to Track Your Tax Refund through the IRS’ Website

Tax filing season, which began on January 23rd, is in full effect. The IRS says that mid-February is their busiest time of the year for receiving phone calls from taxpayers with questions. However, there is an easy way to track your tax refund through the IRS website.

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How to Get Rid of a Car That You Are Upside Down On

Bad credit doesn’t necessarily prevent you from being able to trade in a vehicle. However, trading in a vehicle on a bad credit auto loan is typically only possible if it is paid off or you have equity in it.

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What You Need to Bring with You to the Dealership

You are required to bring more documentation to the dealership when taking out a bad credit auto loan. You can avoid having to make multiple trips to the dealership by having these documents ready to go the first time.

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Using a Secured Credit Card to Build Credit

They old saying goes “It takes money to make money.” Well, it takes credit to build credit as well. If you have no credit history or are looking to rebuild bad credit, you need to practice responsible credit management. And using a secured credit card to build credit may be the perfect jumping-off point.

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Steps to Buying a Car During Chapter 13 Bankruptcy

A Chapter 13 bankruptcy involves committing to a repayment plan with your creditors over a three- or a five-year period. That’s a long time, and you may find that you need to finance a vehicle while you are in the middle of the bankruptcy. It’s possible to get approved for an auto loan during a Chapter 13 bankruptcy, but there is a procedure that must be followed.

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Equifax says Subprime Auto Lending Market is Stable

The subprime auto lending market has received plenty of flak in recent years. Subprime loans, which are made to consumers with lower credit scores and are therefore seen as riskier, get a lot of blame for rising delinquency rates over the past couple of years. However, new research from Equifax is showing that any such blame is largely misplaced.

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Eligible Vehicle Requirements for Bad Credit Auto Loans

There are certain purchase rules that bad credit lenders will have when it comes to the vehicles they finance. However, eligible vehicle requirements will vary from one lender to the next. Here are the typical guidelines subprime lenders hold for the cars they finance.

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