Author Archive: David T.
How Your Credit Score Changes After Negative Information is Removed

Negative items, like a late payment or foreclosure, can stay on your credit report for up to seven or ten years. Because we are just now seven years removed from the Great Recession, FICO conducted a study to look at how credit scores are impacted after negative information is removed from credit reports.

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Ways Around Using a Cosigner on a Car Loan

If you have a shoddy credit history or no history whatsoever, you may be considering using a cosigner if you need a car loan. A cosigner may give you an advantage, but there are also risks involved that need to be considered. The downsides may make exploring alternative ways to get approved worthwhile.

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Parents’ and Edmunds’ 10 Best Family Cars of 2017

Parents magazine and Edmunds named their “10 Best Family Cars of 2017” for those considering a new car purchase.

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Breaking Down the NICB’s 2016 Hot Spots Vehicle Theft Report

Every year, the National Insurance Crime Bureau (NICB) releases their Hot Spots vehicle theft report. According to the 2016 report, which came out this month, the Albuquerque, New Mexico metro area has the highest auto theft rate.

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Keeping Children Safe from Car-Related Heatstroke

With the warmer weather of the summer months comes a greater risk that children can suffer from heatstroke if they’re left in a vehicle. One is too many, yet kids die every year from heatstroke as a result of being trapped in a car. It can happen to anybody, so the best thing you can do it follow a few steps to make sure a tragic event doesn’t occur.

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Affordable Options from KBB’s 10 Best New Car Deals for June 2017

Kelley Blue Book released their list of the 10 Best New Car Deals for June 2017 earlier this week. We will take a closer look at the three most affordable vehicles on that list.

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Experian Report Shows Subprime Auto Loans Drop to 10-Year Low

Experian’s latest report shows that subprime auto loans have reached a 10-year record low for the first three months of a year.

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