If someone is the victim of identity theft, the experience can ruin them financially. Also, there are several different forms that ID theft can take.

Many people are in the dark about their credit because they assume you have to pay to see it. Not true. There are many ways to check your credit score for free.

Skipping just one car payment on your auto loan can hurt your credit score. Since your payment history is the biggest influencer in determining your credit score, making all your payments on time is vital to good credit health.

Now that you’re an adult, you may find that you need a car to get to work or classes. If you’ve never applied for credit, getting approved for an auto loan can be a challenge, although there are ways to get one with no credit history.

A deferred payment is usually added to the back-end of your auto loan. If you're worried about the impact on your credit score, you shouldn't be. Here's how deferred payments are reported, and what you may need to qualify for a car loan deferment.

Credit approvals for car loans can vary by lender, but if you're approved for a loan you typically have around 30 days to say yes and take care of all the details. If you miss your window, you may be left re-applying for financing.

If you have what is called a thin credit file, it means that there is not much information in your credit report. This could be because you don’t use credit very often or if you’re a newcomer to the world of credit.

In the aftermath of a natural disaster, people are often left wondering what to do next. As the situation turns toward rebuilding, people can be left wondering how the decisions they make now will affect their access to credit in the future. If you need a vehicle, bad credit doesn’t need to cause more complications.

There's no "best" way to pay off a car loan. It depends on your situation and what you're looking to get out of paying it off. You usually have options, though.

Having a very poor credit score makes getting approved for new credit a struggle. We want to help you take some steps to repair your credit score, even if you have severe credit issues.