Both a credit lock and a credit freeze are ways consumers can protect themselves against fraud, but there are some key differences between the two actions.

Your credit is usually the most important factor in whether or not you can get approved for loans and lines of credit, as well as in what terms you qualify for.

Fair credit typically means your credit score is just below the national average. Fair credit may make it more difficult to get approved for a car loan with a traditional lender, but there's always special financing, and we can help guide your way!

It can be hard to find a car loan in Los Angeles if you have bad credit. In order to improve your odds of getting approved for an auto loan, it's a good idea to work on improving your credit score before applying. We have some tips to help you get your credit in shape.

There are many different ways for Los Angeles residents, and people everywhere else in the US, to improve their credit scores. A car loan helps build credit in multiple ways, and we can help LA residents find financing even if they have less than perfect credit.

Your credit utilization ratio plays a large role in determining your FICO credit score. The less debt you have, the better your credit score can be. It can take time to lower your credit utilization ratio, but these simple tips can help you lower or even eliminate credit card debt.

There's no one action that's deemed the best or fastest way to build credit, as it ultimately depends on where your credit stands. In fact, there are many different ways you can build your credit over time.

Lenders use your credit to determine if you qualify for a car loan, and what you qualify for. Your payment history plays the biggest role in determining your credit score. Let's look at how lenders use this part of your credit, and how you can, too.

Getting your credit up and running early in life comes with a number of advantages. If you want to help your kid build credit, you need to give them more just than financial advice.

In an effort to make credit less confusing, here are six common myths associated with bad credit that can be debunked.