A deferred payment is usually added to the back-end of your auto loan. If you're worried about the impact on your credit score, you shouldn't be. Here's how deferred payments are reported, and what you may need to qualify for a car loan deferment.

Credit approvals for car loans can vary by lender, but if you're approved for a loan you typically have around 30 days to say yes and take care of all the details. If you miss your window, you may be left re-applying for financing.

If you have what is called a thin credit file, it means that there is not much information in your credit report. This could be because you don’t use credit very often or if you’re a newcomer to the world of credit.

In the aftermath of a natural disaster, people are often left wondering what to do next. As the situation turns toward rebuilding, people can be left wondering how the decisions they make now will affect their access to credit in the future. If you need a vehicle, bad credit doesn’t need to cause more complications.

There's no "best" way to pay off a car loan. It depends on your situation and what you're looking to get out of paying it off. You usually have options, though.

Having a very poor credit score makes getting approved for new credit a struggle. We want to help you take some steps to repair your credit score, even if you have severe credit issues.

Building a good credit score starts with knowing what it's made of. There are also tactics new borrowers can use to build credit without much risk.

Our readers often ask us how badly their credit is going to be affected when they use our service. We aren't a lender, so we never pull your credit – but that doesn't mean your credit won't be checked. Let's take a look at how the process works, and how much or if it affects your credit.

Nobody starts off with the worst or best credit score – it's usually somewhere in the middle when you're first starting out your borrowing journey. Here's what you need to know as a no credit borrower.

As a freelancer, getting approved for new credit while you also have poor credit may create the need for bad credit lenders. Here are some credit repair tips for 1099 earners and auto lenders to consider with less than perfect credit.