Credit Tips

You can't get a loan or credit card until you turn 18 years old in the United States, but there's still a way you can build credit as a minor.

Before you apply for an auto loan as a bad credit buyer, you must meet some basic car loan requirements. While each lender is slightly different, the main requirements typically don’t change.

Whether you choose to apply for a secured or unsecured credit card, applying for this type of credit is one of the best ways to help your credit scores improve.

If you're trying to build up credit, most of the advice you get will typically be centered on using credit cards. But what if you want to build credit without a credit card?

There are many ways to start building credit when you're young with no credit history. With a blank canvas to work with, you can make the transition to adulthood easier by learning how to responsibly manage your credit at a young age.

Getting your first car can be an exciting time, but qualifying for an auto loan could be difficult if you have no credit history.

To truly understand what lenders are looking for when they view your credit, you must understand the factors that make up your FICO credit score, which is the most commonly used score for vehicle purchases.

Your credit plays a big part in your financial life, which is reason enough to monitor it carefully. Taking a more active approach to checking your credit reports comes with many other benefits, as well.

You may be struggling with a poor credit score right now, but no matter the circumstances, you can improve your credit over time. Your situation and credit history will determine how long it’ll take to rebuild your credit.

When you require a cosigner, it means you couldn’t be approved for a loan based on your credit history. Anyone who qualifies can be your cosigner, but it isn’t something to be taken lightly. The saying “with great power comes great responsibility” really applies to the borrower/cosigner relationship.