Building a good credit score starts with knowing what it's made of. There are also tactics new borrowers can use to build credit without much risk.

A deferred payment is usually added to the back-end of your auto loan. If you're worried about the impact on your credit score, you shouldn't be. Here's how deferred payments are reported, and what you may need to qualify for a car loan deferment.

Our readers often ask us how badly their credit is going to be affected when they use our service. We aren't a lender, so we never pull your credit – but that doesn't mean your credit won't be checked. Let's take a look at how the process works, and how much or if it affects your credit.

Nobody starts off with the worst or best credit score – it's usually somewhere in the middle when you're first starting out your borrowing journey. Here's what you need to know as a no credit borrower.

As a freelancer, getting approved for new credit while you also have poor credit may create the need for bad credit lenders. Here are some credit repair tips for 1099 earners and auto lenders to consider with less than perfect credit.

Building credit usually starts with taking on some form of credit. Many bad credit borrowers start their credit history off with a car loan or work to repair their credit with one.

With a little patience and a basic understanding of how the credit scoring models work, you can do little things to repair and maintain your credit score. We've got five small things you can do to build your credit score.

Skipping just one car payment on your auto loan can hurt your credit score. Since your payment history is the biggest influencer in determining your credit score, making all your payments on time is vital to good credit health.

Your credit score can be impacted by many different things, but how you handle your current loans is very important. When it comes to paying off a car loan early, it can have a temporary negative impact on your credit score.

Many college students are new to the credit game without a ton of income just yet. It can be hard to start building your credit history, but these tips can help you so you can be ready to take on new credit in the near future.