Credit Tips

Establishing positive credit is a goal that takes time and dedication to achieve; maintaining it is a lifelong project. These three tips are a great place to start if you want to improve or establish your credit.

A recent survey from FactorTrust found that U.S. adults don't understand what does and does not get included on their credit reports and factored into their credit scores.

In this era of instant information, everybody has a tip or trick to help with something, including car buying. Credit issues are one of the biggest things that affect car buyers. If you do enough digging, the internet will tell you anything you want to hear, but knowing how to separate fact from fiction is key. Here, we expose some of the biggest credit myths, and how they can impact your car buying ability.

As people dive into married life, they sometimes begin to merge all aspects of their single lives into one. Joint things may sound like a great idea, but if one or both partners have bad credit, this may not be the best course of action. Here are some points to consider before financing with your spouse.

If you have a shoddy credit history or no history whatsoever, you may be considering using a cosigner if you need a car loan. A cosigner may give you an advantage, but there are also risks involved that need to be considered. The downsides may make exploring alternative ways to get approved worthwhile.

If your credit is in rough shape, there are some steps you can take to improve your situation. But achieving good credit isn’t enough. You are also going to want to make sure you develop positive credit habits that will help you maintain good credit.

Credit card companies are constantly trying to make their services more secure and safer to use. However, credit fraud is still an unfortunate reality for many consumers. It is important to understand what it is, how it happens and how it may be prevented.

You've probably heard plenty of horror stories about how people have ruined themselves financially by building up mountains of credit card debt. However, millions of consumers use credit cards every day without ever running into trouble.

Yes, your credit rating is important. However, it may be easier than you think to build and maintain the kind of credit you want to have.

Establishing your credit in the United States as a new resident will not be that difficult. If you had a good credit history in your home country, then you already possess the good habits and discipline required to build the kind of credit you want.