Getting your credit up and running early in life comes with a number of advantages. If you want to help your kid build credit, you need to give them more just than financial advice.

In an effort to make credit less confusing, here are six common myths associated with bad credit that can be debunked.

Starting in 2019, FICO is launching the UltraFICO program, which may give you a higher credit score if you’re applying for a loan for big ticket items, such as a car or house, and it might even get you a better interest rate, as well.

If you own a car free and clear, but need some quick cash, you may find yourself leaning toward a title loan. This could be the first step down a slippery slope – one you should avoid. Here, we discuss just how dangerous these loans are and why.

The subprime auto lending market has received plenty of flak in recent years. Subprime loans, which are made to consumers with lower credit scores and are therefore seen as riskier, get a lot of blame for rising delinquency rates over the past couple of years. However, new research from Equifax is showing that any such blame is largely misplaced.

You've probably heard plenty of horror stories about how people have ruined themselves financially by building up mountains of credit card debt. However, millions of consumers use credit cards every day without ever running into trouble.

To say that the loans issued by American Web Loan are predatory is putting it mildly – the interest charged by most payday lenders pales in comparison. The mere fact that tribal lenders can ignore the majority of federal and state lending laws should be a wakeup call to anyone considering this type of loan.

‘Tis the season to be spooky, but having no credit can be downright scary. These “credit ghosts” haunt the world searching for lenders to no avail, because these borrowers don’t have any credit history to indicate how they might handle a loan.

Borrowers need to know where they stand when financing is on the line. It’s always a good idea to be aware of your credit score and how it’s calculated. Having a working knowledge of common credit terms can make the world of credit easier to navigate.

From buying a house or a car, to applying for credit cards, credit controls a big chunk of our lives. Unfortunately, millennials are the age group having the hardest time adjusting to the real world due to their credit.