
When people talk about getting a car loan you may hear them refer to different types of lenders. All cater to different borrowers. So, just what is considered bad credit when you need a car loan and which lender should you opt for?
Continue ReadingWhen people talk about getting a car loan you may hear them refer to different types of lenders. All cater to different borrowers. So, just what is considered bad credit when you need a car loan and which lender should you opt for?
Continue ReadingAn auto loan is tailored specifically to you, meaning that you sometimes encounter a situation that not everyone else experiences. It's our mission to prepare you for your next car loan opportunity, and that means shedding some light on the grey areas that fall outside of the most common lending scenarios.
Continue ReadingTwo bad credit auto loan options are buy here pay here (BHPH) dealerships and subprime lenders. We take a closer look at the differences between these financing options.
Continue ReadingA cosigner can't help you directly with credit repair, but they can assist you in getting approved for an auto loan if your credit score isn't good. Then, you can use that auto loan to improve your credit by making all of your payments on time.
Continue ReadingUsed cars are sold as is, which means you're responsible for any needed repairs after the purchase. However, buyers can opt to get a used car warranty, also called an extended warranty or a vehicle service contract.
Continue ReadingThe beauty of bankruptcy is that going through one successfully typically means your debts are wiped clean. However, your credit takes a hit. Here are some tips you can use to repair your credit after a bankruptcy.
Continue ReadingTo trade in a car you still owe on, you have to pay off your loan. Sometimes, a dealership may offer to pay off your loan and let you roll over any negative equity. This sounds great, but it could get you stuck on the trade-in treadmill.
Continue ReadingA down payment is a great way to get your auto loan started on the right foot. Though there's no such thing as a down payment that's too large, you might save money by paying for a car outright with cash. However, if you want to improve your credit score, an auto loan may still be the way to go.
Continue ReadingThere are many ways to improve your credit score if it's damaged or you have no credit. One go-to way to build your credit is to become an authorized user on someone else's credit card account.
Continue ReadingLeasing a car with bad credit is sometimes possible. Here are four basics of leasing that you need to know, and some reasons why a lease may not be in your best interest if you have less than perfect credit.
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