Auto Credit Express Blog

You know it’s time to buy your next vehicle, but a new car is just not something you can afford right now. So, you've decided that a used car is the way to go. But what do you look for to get the most out of a used car purchase?

When people find themselves drowning in debt, there often comes a point when enough is enough. Your first instinct may be to grab that life preserver called bankruptcy. If you’ve reached this point, however, there are other options to consider and you should weigh them all very carefully.

TTL, it’s not some new texting phrase. It stands for tax, title and license fees, and it’s something you need to be familiar with if you’re buying a vehicle. These include the sales tax on your vehicle, your license or registration fees and the cost of titling the vehicle in your name.

When you have bad credit, it can impact every part of your life. One area that can be hit hard is buying big ticket items that normally require financing. Getting an auto loan, in particular, can be difficult because subprime financing has a lot of requirements and stipulations involved.

Typically, people who are looking for an auto loan tend to pick out a car first and look for financing second. This process may work for someone with good to great credit, but for many people—especially those with bad credit—the process works differently. And choosing the right dealer to meet your needs is important.

The Labor Day holiday means the chance for a last summer road trip for many families across the United States. With that in mind, the National Safety Council (NSC) is urging drivers to be extra cautious this holiday weekend as preventable deaths have reached an all-time high. The risk of being involved in a potentially fatal accident can be reduced with simple driver precautions.

As automakers take strides to improve vehicle technology, we are coming ever closer to taking a passenger seat - or at least to doing less driving while we are in the driver’s seat. Though driverless cars are still a distant promise for the everyday consumer, the technology needed to make this future a reality is already well in place, thanks to the telematics industry.

You work hard doing the daily grind five days a week. And if you work a job in the service industry, such as wait staff or bartenders, you know that tips are your bread and butter. As many people who earn tips know, it can be a common practice not to report, or to under-report, your cash earnings. But, your unreported wages could hurt you when you're trying to purchase a car, especially if you have bad credit. Let's look at how unreported tips could affect auto financing.

Lost vehicle keys can be especially stressful if you have “smart” keys because the cost of replacement can be high. These costs can really put a dent in your wallet, and though key replacement is often a necessary service, it is not something automakers typically cover. Toyota Financial Services, however, is changing that by offering Key Replacement Protection.

Buying a car with bad credit can be a challenge. You may face many bumps along the way such as a high interest rate, limited vehicle selection and down payment requirement. But, all of these things can be overcome with a little preparation—and the right dealer. Here, we look at the four things that you will need to provide to a dealer to get a subprime auto loan.