Auto Credit Express Blog

Before jumping into the decision of whether or not to refinance a car loan, you need to carefully look at the benefits and consequences.

Your wages can be garnished after repossession as a last resort option for a lender, but only if the car was sold or auctioned for less than the amount you owe on your loan, creating a deficiency balance.

Getting a new car is a big responsibility. Before you jump into buying a brand new vehicle, you need to make sure you're ready for the commitment of taking out an auto loan. Let's look at the top five things to know before you buy a new car.

If you have good to excellent credit, chances are a lender is going to take your word for the income you claim, but when you have poor credit, you have to show proof of income. Read on to find out what documents you need to bring to the dealership.

Improving your credit can be a relatively quick process if you're not looking for drastic progress. A few points can be gained in as little as a few weeks. Bigger change, however, takes more time and depends on your starting point.

Filing for bankruptcy can impact your ability to keep your vehicle. You should go over these frequently asked questions about bankruptcy and your car with your lawyer before filing.

When you have bad credit, it takes a little more paperwork to finance a car compared to a traditional auto loan. Here, we list the documents a subprime lender needs to see.

Typical insurance requirements for cars vary by state, but full coverage auto insurance is a must if you're financing a vehicle.

Your credit score is a reflection of the way you handle your finances, and it's always changing. There are many ways to fix your credit score, but you need to know why your credit looks the way it does first.

A credit repair organization is a company that offers to repair your credit for a fee. These companies boost your credit score by cleaning up your credit reports, but is a credit repair company essential for your credit's health?