Auto Credit Express Blog

When you fall behind on your car loan payment, it’s a good bet that repossession is in your future. But, because laws on this vary by state, this may not be the case in every situation.

There’s no set amount of time that dictates when repossession can take place, so it’s difficult to say how long you’ll have your car after missing a loan payment. But, if you fear repossession, talk to your lender. Rather than hoping the repo man won’t find your vehicle, do what you can to make the process easier on yourself.

When it comes to service contracts (sometimes called extended warranties), there are often several choices of coverage options that can impact the price, so it’s important to weigh the pros and cons of an extended warranty.

Your Chapter 13 bankruptcy is discharged once you’ve successfully completed the terms of your repayment plan. There’s not much difference between getting a car loan after bankruptcy than before you filed, except, of course, the type of lender you may need.

The average new car interest rate is nearing six percent, but this doesn’t mean everyone enjoys rates this low. Your credit score impacts your interest rate because lenders use it to gauge risk, and that's only one factor that affects interest on an auto loan.

Are you wondering if you can even get a car after you’ve gone bankrupt? The good news is that it’s possible, but you have to use the right kind of lender for the job. As someone who’s gone financially bankrupt, it can be difficult to know where to turn when you need to finance a vehicle.

According to the National Safety Council, there are more preventable accidental deaths in the US in July and August than in any other two-month stretch of the year. Staying safe on the road is important – not just on busy holidays like July 4th, but anytime you take to the roads.

If you’re already dealing with the cost of financing a car with bad credit, the last thing you want to deal with is an expensive auto insurance policy. Depending on the state you live in, your credit and the kind of vehicle you drive can affect your car insurance premiums.

Thousands of vehicles are lost to flooding every year across the US from hurricanes and sudden, excessive rainfall. In light of all the damaging weather we’ve seen in the US over the past year, it’s important that we remain aware of our safety, and the safety of others, when we buy used vehicles now and in the upcoming months.

Though bankruptcy can be a great way to start over with a clean slate, it definitely takes a toll on your credit. Completing a bankruptcy successfully means you can typically get a car loan from a bankruptcy car dealer. But what if you need an auto loan before you’re done with bankruptcy?