Paying cash for a car may get you something quick, but a quick fix doesn't always last. As a bad credit borrower, it may seem more possible to buy a car outright than to finance one, but it may not be the right fit for every situation.

Our readers often ask us how badly their credit is going to be affected when they use our service. We aren't a lender, so we never pull your credit – but that doesn't mean your credit won't be checked. Let's take a look at how the process works, and how much or if it affects your credit.

Buying a used rental car could yield you a good deal on a used vehicle. If you have bad credit, though, you may have to do some searching to find financing. Here's what to consider.

You can't finance a vehicle without some way to repay the loan. This means having the income to make this promise, and having relative certainty that your income is going to last the entire term of your auto loan. However, nothing is certain in life, so subprime lenders also look at the factors surrounding your income to decide whether or not you qualify for a car loan.

When you have bad credit you may think a cheap car is your only option. Try focusing on affordable rather than cheap – you still need a decent vehicle in terms of quality – just one that's a little more budget-friendly. Here's how to get a decent, cheap car.

Refinancing is a wonderful way to save money on your monthly car loan payment – but it can cost you more in the long run if you're not careful. Refinancing when you have a subprime auto loan isn't always as easy as refinancing a vehicle when you have good credit. Working with the right lender can help, though.

If you're leasing a vehicle in order to save money, but are thinking of terminating your lease contract early, you may want to think twice. Leases aren't always as easy or as affordable to get out of as auto loans.

If you think you need a bad credit car loan, you might be right. But how do you know for sure? We have a few telltale signs that a subprime lender may be the way to go for an auto loan this time around.

If you aren't careful about shopping for your next used car, it could end up costing more than you're bargaining for. Here are six tips to help you save money and get the vehicle you need when you're financing a used car with bad credit.

When you're financing a vehicle, lenders don't just take your word when it comes to income amount, they need proof – typically in the form of documents used to make various calculations about your auto loan and your ability to repay it.