The Consumer Financial Protection Bureau (CFPB) is showing growing concern over the rising cost of vehicles. But, since they have no oversight on dealers, they may be turning their attention toward the auto lending industry in 2022.

Credit scores are used to give lenders a glimpse of how a borrower might do with new credit, based on their history of repayment and other factors. The most common credit-scoring model is FICO, and it ranges from 300 to 850. With a low credit score of around 300, you may find it harder to get approved for a car loan.

Deep subprime credit refers to someone in the lowest credit tier according to the FICO credit scoring model. We're exploring what it means when you have deep subprime credit, and if you can still get an auto loan with these scores.

EVs continue to make up a growing part of the used car market as more automakers turn to greener options. Even though new EVs can start more expensive on average than a traditional gasoline engine vehicle, used EVs can be surprisingly affordable.

Yes, you can buy a car from a buy here pay here (BHPH) dealer with bad credit. In fact, in some cases, this is often a good route if you've already been turned down for an auto loan. BHPH dealers can typically get you into a vehicle, but there are some big differences in the process.

Having poor credit can make it tough to get approved for the things you need, like a car loan. However, your options may not be as limited as you think.

If you're willing to take on a long loan term – 84 months or more – you no longer have to worry about a minimum credit score if you finance through Ford Credit. This means shoppers looking for a new Ford car, truck, or SUV may have more options than before.

References are one of several stipulations that are typically required when you take on a loan – especially a bad credit auto loan.

Finding a dealership to work with when you have bad credit can seem like a mountain of a task. At Auto Credit Express, we know how frustrating it can be to have to search for a second chance car loan on your own, and we want to help. If you feel like you've tried everything, here are some suggestions that might help you find the right kind of dealer.

Getting a fair price on a used car is a good goal no matter what your credit score. It's especially important to bad credit borrowers to know how to get the lowest price they can since bad credit usually increases the price of financing.