Sometimes your decision to buy a car is based on immediate necessity, and if this is the case, you're going to want the process to go as quickly as possible. You're looking for an expedited loan approval, and you may very well be able to get just that. Everything is just going to depend on the current state of your credit and how well you are prepared.

While Auto Credit Express is not a lender, a number of dealers in our network do offer weekly payment options. Looking at both the indirect monthly subprime loan payment schedule as well as the buy here pay here weekly loan payment schedule, whichever one a consumer chooses will generally depend upon their current credit situation.

If you have credit issues, you can save yourself a lot of time and frustration by determining, on your own, if you meet the basic requirements of most high-risk lenders - before submitting an application for a bad credit auto loan.

Though they may have some flaws that show up on their credit reports, even these consumers, in most cases, owe it to themselves to check out their local bank or credit union before going the indirect lending route.

Obtaining a car loan is not out of reach for those that have had their homes foreclosed on. In fact, they may be easier to get than you think.

Speaking of bad credit cars, the one area that horrible credit auto loans buyers need to pay attention to is vehicle maintenance – something that's very important, since a number of repossessions result from car breakdowns. After all, who wants to continue making payments on a vehicle that doesn't run?

Poor credit car loans should be used to finance a compact or midsize car to save on interest, car insurance and gas expenses. Financing for the shortest term possible means you'll be in a position to re-finance or purchase a different vehicle at a lower interest rate sooner. Because of this, most credit-challenged consumers will pick an affordable used car. But there is another option - an inexpensive new car.