When you have bad credit and need a vehicle, the car loan process becomes slightly more complicated. If you want to secure auto loan approval, you are going to have to meet the requirements of a subprime lender. Here are the basic qualifications they are looking for.

If you find yourself falling behind on your monthly car payments, an auto loan deferment from your lender can really help. But, especially if you have bad credit, just be sure you understand what doing this will cost you.

When you are searching for a car when you have severely damaged credit, it can be extremely difficult to find a dealer who can help you on your own.

In our experience, bringing in a list of at least six complete references from people an applicant knows who have given their permission, during the first dealer visit, will move the loan process along more smoothly and quickly.

A recent survey revealed that 7 out of 10 U.S. consumers who have taken out an auto loan aren't aware of the total amount of interest they paid on it. That needs to end.

If you have poor credit scores you could be the target of yo-yo financing. Find out how to protect yourself.

Let's face it: being turned away for a loan is disappointing, especially when you really need it. And if you need a car, chances are it is an urgent situation and probably needs to be taken care of fast.

The key to a successful bad credit car loan also means focusing on the basics. In this case, it means wading through the different types of offers that appear in internet search results in order to find the right kind of opportunity that will allow you to reestablish your car credit.

Confused about what exactly rent to own car programs are? At their core, rent to own car programs are just another form of auto loan, although they are generally easier to qualify for since most dealers don't run a credit check on renters.

Credit-challenged buyers usually can't buy a vehicle from a private party because subprime lenders only loan indirectly through dealerships. Auto Credit Express is not a lender, so we can't tell borrowers what their interest rate will be – only the dealer will know that.