Shopping for a brand new or pre-owned automobile, truck, suv, or minivan with a poor credit history is very similar to finding a clothing store that has the perfect pair of pants to fit your funky body type. It takes most people, with special pant fitting needs, several shopping trips before they find the right store, with slacks that fit. If you have a bankruptcy, bad credit or no credit, most used car dealerships will have less than a handful of new or pre-owned vehicles on the lot, that you can get approved for, and sign and drive the same day.
It even gets more complicated if you have bad credit, special vehicle needs, an abnormal income stream, little or no money down, low disposable income, or a high debt ratio.
At Auto Credit Express, we match people who have special credit needs with the best car dealer in their extended neighborhood, get approved and understand auto loan terms. Our approach is similar to a tuxedo and bridesmaid rental shop. To find the perfect fit, we ask for a little more information than most online services for people with less than perfect credit. With us, one size does not fit all. Like the clothing retail and rental shops, we need your auto finance measurements prior to recommending a local car dealership with the best car financing for your specific situation.