Author Archive: Dave LaLonde
How Can I Build My Credit from No Credit?

If you’ve never had a loan or credit card, your credit history is likely blank. To begin building your credit, you need to open a line of credit and make on time payments.

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Should I Trade In My Car or Sell It Myself?

Deciding to trade in or sell your vehicle may be a matter of preference but it can have an impact on your car buying process depending on how much you owe.

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How a Budget Can Help You Get a Car Loan

Learning how to manage your money is a skill you need in order to achieve financial stability. There are ways a good budget can help you get a car loan, even if you have bad credit.

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Budgeting Your Habits: The Path to Savings

For most, having a budget is not a shocking approach to keeping track of your spending. What is shocking, though, is how many people don’t use one.

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Could Sherlock Holmes Get a Car Loan?

The legendary detective, Sherlock Holmes seems to be capable of just about anything, but could he be approved for a reasonable auto loan? Because he is self-employed, the great Mr. Holmes of Baker Street might be wondering the same thing.

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Should I Use a Credit Repair Organization?

Credit Repair Organizations or CROs, can be a dangerous trap that often leaves your credit and your finances in a worse condition than when you first came to them.

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Remembering 9/11/01

I remember being in our office in Troy, Michigan; getting ready to head out to a dealership when I heard the news. At the time there were around 5 people in the office. We all ran to the conference room and turned on the TV.

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