When you need a little extra cash, you might be able to get it from your car. Choosing cash-out refinancing can put money in your pocket, but there can be risks to using all your equity, too. Here's a look at what you should know about cash-out refinancing.

For the first time ever, Kia Motors tops the latest J.D. Power reliability study, which ranks automakers as reliable based on the number of issues owners had within the first three years of ownership. Korean automakers like Kia took three of the top four spots on the reliability list.

Credit scores are used to give lenders a glimpse of how a borrower might do with new credit, based on their history of repayment and other factors. The most common credit-scoring model is FICO, and it ranges from 300 to 850. With a low credit score of around 300, you may find it harder to get approved for a car loan.

If you're considering refinancing your car, your current lender might be your first thought. Not all lenders are able to refinance auto loans, though. Here are some things to consider if you're thinking of refinancing your car loan with the same lender.

Lowering your car payment is one of the main reasons many borrowers choose to refinance an auto loan. Here's a look at how you could get a lower monthly payment, and save overall. Why refinancing can lower your car payment. A lower auto loan payment is one of the only real benefits of refinancing a car

You won't find many dealerships eager to give you back your money on a car you just bought. Although some dealers and manufacturer-certified used car programs may have policies that can get your money back, most used cars don't usually come with a money-back guarantee.

Refinancing an auto loan can be a good idea when interest rates have fallen, if your credit has significantly improved since taking out your loan, or when you need to save money each month, too. With interest rates slated to rise later in 2022, now could be a good time to take advantage of car loan refinancing.

The National Taxpayer Advocate recently issued their annual report to Congress, according to CNBC. The tone of the report is steeped in worry about the efficiency of the tax season, which opened on January 24. Specifically, the organization suggests the possibility that tax refunds could be delayed in 2022.

Finding a long-lasting, reliable used car that holds its value is important for bad credit borrowers. Especially as the prices of cars continue to climb.

When you need a used car, certified pre-owned vehicles are often considered the cream of the crop. But are they worth the extra cost over an as-is, non-certified car?