Bad credit often means needing more proof that you can repay a loan as well as a few additional requirements we explore, and it doesn't have to put you out of the running for a car loan either.

If you want to refinance your auto loan, but you're not sure if your credit score has improved enough to make this possible, a cosigner will improve your approval chances. Just make sure that the cosigner you have in mind is a qualified applicant who understands the risks that might be involved.

In many cases, lenders require a down payment in order to approve somebody with damaged credit for a car loan. And not having one can be a problem.

If you're willing to take on a long loan term – 84 months or more – you no longer have to worry about a minimum credit score if you finance through Ford Credit. This means shoppers looking for a new Ford car, truck, or SUV may have more options than before.

References are one of several stipulations that are typically required when you take on a loan – especially a bad credit auto loan.

GAP insurance can be a good idea to have when you're leasing, even if it's not always required. This form of insurance covers the amount of your early termination if the vehicle is lost or stolen. You may be required to have it if you lease with poor credit.

A credit repair company can be a big help when you don't have the time to spend pouring over your credit reports to fix mistakes yourself. A credit repair company can save you time, but it costs you.

Finding a dealership to work with when you have bad credit can seem like a mountain of a task. At Auto Credit Express, we know how frustrating it can be to have to search for a second chance car loan on your own, and we want to help. If you feel like you've tried everything, here are some suggestions that might help you find the right kind of dealer.

Getting a fair price on a used car is a good goal no matter what your credit score. It's especially important to bad credit borrowers to know how to get the lowest price they can since bad credit usually increases the price of financing.

A deferred payment is a payment that's pushed back to a later date. When it comes to car loans, there are a few different ways deferments can be used.