The three vehicles we've chosen from AutoPacific's list are not only winners in their class, they represent affordable values with starting MSRPs of less than $18,000 – a price point that's important to borrowers with credit issues.

But while the kbb.com list covers the gamut of vehicles from small to large (and everything in-between), since credit-challenged buyers are especially price sensitive, we decided to concentrate on the most affordable category: small cars.

Although the holiday originated in remembrance for fallen US servicemen, it's also become a day of family, good food, and the of occasional deal on auto sales.

Some people fight it to the end, while others embrace it. It's the minivan, and if you have a large family you likely already either have one, or are considering one.

Car buyers with problem credit are sometimes offered the auto loan option of financing a new car and, therefore, should know how to read the new car sticker affixed to the vehicle's window.

A good rule for borrowers with problem credit to follow is that they should place the most dependable cars they're considering at the top of their shopping lists.

Speaking of bad credit cars, the one area that horrible credit auto loans buyers need to pay attention to is vehicle maintenance – something that's very important, since a number of repossessions result from car breakdowns. After all, who wants to continue making payments on a vehicle that doesn't run?

Poor credit car loans should be used to finance a compact or midsize car to save on interest, car insurance and gas expenses. Financing for the shortest term possible means you'll be in a position to re-finance or purchase a different vehicle at a lower interest rate sooner. Because of this, most credit-challenged consumers will pick an affordable used car. But there is another option - an inexpensive new car.

The type of bad credit you have is as important as your FICO score if you are applying for a subprime car loan.

Here at Auto Credit Express, we had a question from a customer the other day regarding a Sign and Drive car loan with bad credit…