In the past, many of found that obtaining an auto loan was not the simplest task; even less so if your credit isn't sparkling. Auto Credit Express has helped thousands of people just this year find the auto financing they need, and we can get you ready and qualified for an auto loan, even with bad credit.

3 Step Auto Financing

Although your financial situation is unique and different from say, your neighbor's - there are still three basic steps to finding the financial assistance you need to get a vehicle.

  1. Apply Online
    Since 1999; Auto Credit Express has been working with people all across the country that are in your situation. Because of that, we've not only designed an application specifically to address your needs, but also have built a network of dealers throughout the US and Canada.
  2. Gather Paperwork
    Once you've applied, it will be important to get some needed documents together. Although every dealer varies, you'll typically need your license, your proof of income and usually some current bills like your utilities or phone. These items will help verify who you are and your ability to handle a loan.
  3. Meet the Dealer
    Our representatives will contact you as soon as we've received your application. We'll set up a time for you to meet with the dealer. It's crucial that you meet with them as they'll have to verify all your paperwork and find out exactly how much you're approved for.

Some may need to add a couple of extra steps depending on their situation. Maybe they'll need a down payment or maybe a co-signer. Even if you aren't told you need these, it's good practice to have consider the option; it could help to lower you payments even further.

As We See It

Finding the auto financing you need does not need to be a complicated ordeal. When you come to Auto Credit Express, we make finding bad credit financing as easy as 1-2-3. You'll see that our application is quick and trouble-free - it only takes 3 minutes to be pre-approved! Let us show you just how easy it can be to be back on the road again.