A lot of words get thrown around in car buying, and some of them are often thought to mean the same thing. Though many people use the terms interest rate and annual percentage rate (APR) interchangeably, they're different.
Continue ReadingA lot of words get thrown around in car buying, and some of them are often thought to mean the same thing. Though many people use the terms interest rate and annual percentage rate (APR) interchangeably, they're different.
Continue ReadingA payment shopper is someone who's only concerned with how much they're spending on a monthly payment – often striving to pay the lowest possible amount each month. This may sound great in theory, but shopping for a car loan this way could end up costing you in the long haul.
Continue ReadingThere are always a few requirements to meet when you need to take on credit, especially if you're borrowing for a car and your credit score isn't great. But getting a car loan with bad credit doesn't have to be tough. Here's how to make the most of your for your first visit to a dealership!
Continue ReadingWhile it's not common to get a bad credit car loan during an open Chapter 7 bankruptcy, it's certainly possible if you work with the right kind of lender for your situation. And if have your trustee's permission, of course!
Continue ReadingFinancing a car and auto insurance go hand in hand. If you're financing a vehicle, you're required to carry full coverage insurance. If you get caught without it, it may mean being charged more for an insurance policy or it could lose the vehicle.
Continue ReadingSo-called hidden fees may not be secretly tucked into a deal, but they can significantly raise the cost of an auto loan. There are plenty of small fees associated with car buying that you may not know about – many are standard, some can be negotiated, and others you may not have to pay at all.
Continue ReadingWhen people talk about getting a car loan you may hear them refer to different types of lenders. All cater to different borrowers. So, just what is considered bad credit when you need a car loan and which lender should you opt for?
Continue ReadingAn auto loan is tailored specifically to you, meaning that you sometimes encounter a situation that not everyone else experiences. It's our mission to prepare you for your next car loan opportunity, and that means shedding some light on the grey areas that fall outside of the most common lending scenarios.
Continue ReadingTwo bad credit auto loan options are buy here pay here (BHPH) dealerships and subprime lenders. We take a closer look at the differences between these financing options.
Continue ReadingA cosigner can't help you directly with credit repair, but they can assist you in getting approved for an auto loan if your credit score isn't good. Then, you can use that auto loan to improve your credit by making all of your payments on time.
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