If you're looking to repair your credit after repossession, there are several different strategies you can use to boost your credit score. These tips can help you get your credit back in position to get approved to finance another car in the future.

You can't file for Chapter 7 bankruptcy again before eight years have passed. On top of that, there are also limits to how many times you can receive a discharge, making it important for you to stay on top of your finances so you don't have to file again.

When buying a car with bad credit in Seattle, you need to keep in mind the qualifications subprime lenders use when evaluating auto loan applications. You can also do some prep work ahead of time to help you pick the right vehicle for your situation.

If you owe on your car loan, you can still trade it in at any dealership. However, if you have negative equity, meaning you owe more on your loan than the vehicle's actual cash value, it comes down to what the lender allows.

Although a cosigner is equally responsible for an auto loan they sign on, they never own the car. The only way a cosigner can gain ownership is if the loan is refinanced in their name and the title is transferred to them. Keep reading to find out more about the role of a cosigner on an auto loan.

A cosigner is somebody who attaches themselves to an auto loan to help a primary borrower qualify. This means they sign the loan documents and become legally obligated to the loan. If your cosigner files for bankruptcy, what does it mean for you and your car loan?

Just one missed car payment puts you at risk of repossession, depending on the language of your contract and the laws of the state you live in. The best way to prevent a repossession from happening is to take action before you miss any payments.

You can still get a car loan if your income is Social Security, but it can be more difficult if you have bad credit. Bad credit lenders have specific rules about earned and unearned income. Social Security, which is a type of unearned income, can cause complications if you have bad credit.

Whether it is better to lease or buy a car in Seattle depends on your situation and a few different factors. There are pros and cons to buying and leasing a vehicle, and we can explain what they are so you can make the right decision.

In order to refinance an auto loan, your car needs to meet the requirements set by the lender. The specifics vary, but we can give you an idea of the typical vehicle requirements for refinancing an auto loan.