When you have bad credit, you typically need to have a down payment in order to get approved for an auto loan, but how much money you need to put down often depends on the type of dealership you go to in Los Angeles.

A joint auto loan is when a primary borrower shares a car loan with either a cosigner or a co-borrower. If you want to remove someone's name from a joint auto loan, you need to refinance the loan on your own.

You may have seen or heard about certain car dealerships offering bad credit forgiveness or credit amnesty. This is just another way to say they offer bad credit auto loans, so don't think you're getting a true pardon, but you can still get the chance to finance a vehicle even with poor credit.

In-house car financing dealerships, also known as buy here pay here dealers, are spread out all over Los Angeles. They typically offer auto loans without running credit checks, which makes it easier for consumers with bad credit to get approved.

New vehicles can be expensive, but you don’t have to pay nearly as much if you play the game right. Doing these things can put you in a better position to buy a new car for the lowest price possible, even if your credit is less than stellar.

A charge-off stays on your credit reports for up to seven years from the date of the first missed payment, and lowers your credit score. If you have a charge-off listed on your credit reports, you aren’t automatically disqualified from getting a car loan, you just need to find the right dealership.

If you have a trade-in you want to use as a down payment on your next car, there are several pieces of paperwork you can bring with you. Some of this paperwork is needed, but there are other documents that are optional that you can use to your advantage.

Finding the right dealership in Seattle can be tough when you have bad credit. While you should try to get pre-approved with your bank or credit union, you may find yourself getting turned down. The good news is that there are certain car dealerships that finance just about anyone, no matter their credit score.

You can get a bankruptcy car loan when you work with the right dealership. There are dealers all across the greater Los Angeles area that specialize in helping bad credit car buyers get the financing they need.

If you’re struggling with credit right now, you may be wondering if it’s even worth trying to repair it. In most cases, it is. Here are five main reasons why it's in your best interest to try and repair your credit.