When you bought that brand new car eight months ago, everything was going great. The job was going well and, in general, things were on the up and up. But recently, things haven't been so great and now you are struggling to keep up your payments. What do you do?

You can try to refinance your auto loan while you have damaged credit, but the results may not be what you hope.

Depending on how much you owe and the value of your vehicle, it could be a good idea to refinance your existing auto loan.

When it comes to divorce, things can get messy - especially if you were the one left without a vehicle. What's even worse is if the car is in both of your names.

Getting a divorce is never soemthing that is planned, so having your spouse on your vehicle loan seems like no big deal, but when the inevitable hits it could mean disaster.

Car buyers with problem credit that are currently financing a vehicle with a high risk car loan sometimes discover that by refinancing through another lender they can lower their loan payments and free up additional cash.