Author Archive: Steve Cypher
The Right Time for Credit-Challenged Car Borrowers

The latest national report from Equifax on credit trends reveals low auto loan delinquency rates across the board, including those for credit-challenged consumers.

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GM Honors Veterans with Expanded Military Discount Program

U.S. military veterans and their spouses can take advantage of an expanded military discount program on a new Chevrolet, Buick or GMC vehicle through May 31, 2016, a few of which would work even if they have bad credit.

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Best New Car Values for Credit-Challenged Borrowers

We comb through Vincentric’s latest Best Value Awards list to come up with the best new cars for consumers with less than perfect credit.

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New Credit Score Will Help Borrowers with Thin Files

New PowerView Score from Equifax and LexisNexis will use additional information to create a more accurate credit score for borrowers applying for new and used car loans.

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Americans Not Great at Financial Literacy

In the annual Financial Literacy survey conducted for NerdWallet and the National Foundation for Credit Counseling, we note that it’s not just credit-challenged Americans that come up short in understanding their finances.

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Best Value Used Cars for Problem Credit Buyers

We slice and dice TrueCar’s inaugural Pre-Owned Value Awards list to come up with those used cars best suited for credit-challenged borrowers.

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How Long will the Good News Last for Subprime?

If you’re thinking of buying a car and you have less than perfect credit, you might consider taking the plunge sooner rather than later as Experian Automotive’s latest report shows an increase in the percentage of delinquencies in the subprime sector.

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