Author Archive: Steve Cypher
Rent to Own Cars with Poor Credit

Confused about what exactly rent to own car programs are? At their core, rent to own car programs are just another form of auto loan, although they are generally easier to qualify for since most dealers don’t run a credit check on renters.

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Best Car Buys for Borrowers with Problem Credit

Especially if your credit scores are less than perfect, the smart thing is to look for in a new car is a best buy. Checking out the list of vehicles from Consumers Digest can help steer you in the right direction.

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Getting Approved with Poor Credit and Overtime Income

Subprime lenders will typically allow overtime pay to be added to an applicant’s regular pay if it can be proven that the overtime pay exists and that it is consistent over time.

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Getting a Car Loan with Additional Part Time Income

Some subprime lenders will allow income from a part-time job to be added to an applicant’s regular income.

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Understanding Subprime Lender Income Requirements

Consumers, especially those who are credit-challenged, need to know the difference between gross income and net income. While net income is the amount that appears on your paycheck, it’s the gross income amount, what you are paid before taxes, that subprime lenders want you to enter on the application.

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Getting Approved with a Part Time Job

Most subprime lenders will consider income from a part-time job, as long as it meets their minimum requirements. However, borrowers with poor credit should keep in mind that no matter how many part-time jobs they have, the qualifying part-time income must come from just one of those jobs.

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10 Least Expensive Cars with a Rearview Camera

When given the chance to finance a new car, we always that suggest credit-challenged buyers pick one that’s affordable. But in the case of these ten vehicles, buyers needn’t sacrifice safety for price.

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