Author Archive: Steve Cypher
Getting Approved with Poor Credit and Overtime Income

Subprime lenders will typically allow overtime pay to be added to an applicant’s regular pay if it can be proven that the overtime pay exists and that it is consistent over time.

Continue Reading »

Getting a Car Loan with Additional Part Time Income

Some subprime lenders will allow income from a part-time job to be added to an applicant’s regular income.

Continue Reading »

Understanding Subprime Lender Income Requirements

Consumers, especially those who are credit-challenged, need to know the difference between gross income and net income. While net income is the amount that appears on your paycheck, it’s the gross income amount, what you are paid before taxes, that subprime lenders want you to enter on the application.

Continue Reading »

Getting Approved with a Part Time Job

Most subprime lenders will consider income from a part-time job, as long as it meets their minimum requirements. However, borrowers with poor credit should keep in mind that no matter how many part-time jobs they have, the qualifying part-time income must come from just one of those jobs.

Continue Reading »

10 Least Expensive Cars with a Rearview Camera

When given the chance to finance a new car, we always that suggest credit-challenged buyers pick one that’s affordable. But in the case of these ten vehicles, buyers needn’t sacrifice safety for price.

Continue Reading »

Halloween and Car Thefts

Vehicle theft is more than an inconvenience – it can cost car owners both time and money especially if the insurance company only covers the vehicle’s replacement cost of a stolen car – not the balance owed on the loan. By following the tips suggested by LoJack, owners can reduce the chances of becoming victims of car theft and really have a Happy Halloween.

Continue Reading »

2014 Financial Literacy Check Up

Financial literacy begins with understanding personal finance, setting a budget, putting aside savings and knowing your credit scores and the information contained in your credit reports.

Continue Reading »

Apply Online Apply on Phone Search