Everybody has their priorities when shopping for their next vehicle. Some people want a stylish exterior, interior, or both. Others want great fuel economy. Some seek the thrill of excellent vehicle performance. And many pragmatic car buyers try to select a vehicle based on its reliability and durability. But when you have bad credit, is it even possible to get a reliable vehicle?
Forget about additional vehicle priorities, car buyers with bad credit are primarily concerned with trying to find financing. Getting approved for a loan surely requires sacrificing your wish to get a reliable vehicle, right? Not necessarily.
The team at Auto Credit Express has been helping buyers with various credit issues get financed for new or late model cars for almost two decades. We are connected to a nationwide network of special finance car dealers who know how to handle situations like yours. We'll do the "find the financing" part for free, and we can also tell you how to better ensure that you are getting the reliable vehicle that you need.
How to Know You Are Getting a Reliable Vehicle
If you have bad credit, you should make vehicle reliability and durability one of your top priorities. You will most likely be trying to buy used, and the last thing that you want is to be financially hindered by unexpected vehicle repairs. Although purchasing a car with bad credit may require you to be a bit more flexible, there are still ways to ensure that you are getting a reliable vehicle.
Here are three tips that you should be sure to follow:
- Do Research
Research is your best friend during the car buying process. You can read an endless amount of online reports and reviews on brands, makes and models. J.D. Power gives vehicles reliability ratings, and they also publish helpful studies, including their annual Vehicle Dependability Study (VDS). For example, according to the 2015 VDS, these non-luxury brands averaged below the industry norm in problems per 100 vehicles: Buick, Toyota, Honda, Scion, Chevrolet, GMC, Nissan, Ram, Mazda and Mitsubishi.
- Order Your Own Vehicle History Report
When buying used, customers should always be concerned with a vehicle's history. Thankfully, vehicle history reports will tell you much about a car's past, including reported accident data, previous ownership information, and if it has been turned in under the "Lemon Law." You can order your own from many different sources, although Carfax and AutoCheck are known to provide the most detailed vehicle history reports.
- Have Your Car Inspected by an ASE Certified Mechanic
Even if you order a vehicle history report, you should still have any car you plan on buying inspected by an ASE Certified Mechanic. ASE is short for the National Institute for Automotive Service Excellence. Their technicians are highly qualified and experienced, and a trained eye can detect any unforeseen problems with a vehicle. You should always consult them before signing any papers.
Ordering a vehicle history report and having a car inspected may cost a small fee, but that's much more preferable than having to shell out hundreds, or even thousands, of dollars in repairs down the line.
Get the Reliable Vehicle You Need
You shouldn't have to sacrifice your desire to get the reliable vehicle you need because you have bad credit. Just let the experts at Auto Credit Express help. We'll connect you to a reputable dealer that is equipped to handle your unique situation. To get started, you simply need to fill out our fast and free online application.