Auto Credit Express has been connecting credit-challenged customers with automotive financing and helping them improve their credit since 1999, but the best is yet to come.

For any number of reasons, you may be thinking about buying a second car for your family. And while this may be a sound decision, it is one that you should make only after really thinking about the cost and real necessity of such a purchase.

If you’re in the market to buy a car, you may be aware of the many benefits attached to having a down payment. How can you save enough money to provide one?

Drive away in a new car today with No Money Down! Offers like these can seem enticing, but how much they will actually benefit you depends largely on the current state of your credit. When thinking long term about the affordability of a car purchase, you will want to consider the total cost of the vehicle when interest rates are figured in, as well as how negative equity may affect your finances down the road.

If you think about it, you may have a very good reason to buy a van. With plenty of minivans, full-size vans and city vans to choose from, there's a van for every need and lifestyle. New vans have all of the latest technology and fun bells and whistles, and older vans offer tons of character and personality. Find the van that's right for you.

When you assume an auto loan, you take over the car payments of the original buyer and gain ownership of the vehicle. However, not every lender will allow auto loan assumption, and not every buyer will be approved to enter into an existing contract.

If you're planning to purchase a vehicle at the end of December, your best bet is to get your financing squared away right now. Think about it: Everyone is waiting until after the holiday, so lenders are slow. It's the calm before the storm.

You may have heard the term, Same Day Auto Loan before, but what does it mean? It can accurately describe two different loan scenarios, referring to simply a loan that is approved within 24 hours or a specialized loan for bad credit buyers. This distinction is important to realize as you are shopping around for the right loan to fit your situation.

Plan to pay for your next car with cash instead of financing? Why you'd be wise to play your hand close to the vest.

This past Memorial Day weekend, I was stranded in the Houston airport during the record setting storms that pummeled Texas. The torrential rains and terrible lighting were powerful, but as terrible as these storms were for Texans, the trouble was just beginning. Countless vehicles that were submerged by flood waters are now being labeled salvaged, cleaned up and are beginning to reappear across the country.