Author Archive: Amy F.
Should You File for Bankruptcy?

The decision to file for bankruptcy should never be taken lightly. You will be committing to a complicated and invasive process that will negatively affect your credit for years. However, for some consumers, bankruptcy is a necessary and even beneficial ordeal.

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Five Ways to Make Money for a Down Payment

If you’re in the market to buy a car, you may be aware of the many benefits attached to having a down payment. How can you save enough money to provide one?

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Buying a Car with a Cosigner

If you have bad credit and need to buy a car, getting a cosigner on board can greatly improve your chances for auto loan approval. Just make sure that your potential cosigner is well informed about the responsibility involved and that they will be able to meet all of the necessary requirements.

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Deciding Whether or Not to Refinance Your Car

If you want a better interest rate on your auto loan and possibly a lower monthly payment, you may be able to refinance your car.

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Should You Return or Buy Your Leased Car?

If you’re thinking of buying your leased car, there are a few factors to consider first. Most importantly, will you get a good deal by purchasing the vehicle?

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Reporting Your Tips Can Help You Buy a Car

If you work in the food service industry, there is a good chance that gratuity accounts for a significant portion of your income. So, when it comes to reporting your tips as taxable income, how much should you claim?

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Buying a Car While Self-Employed

Getting financed for a vehicle purchase can be a little tricky if you’re self-employed, especially if you have less than perfect credit. However, it can be accomplished if you are able to provide the correct documentation.

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