Here at Auto Credit Express, we had a question from a customer the other day regarding a Sign and Drive car loan with bad credit…

What is sign and drive

Sign and drive is actually a lease program that enables the buyer to pay only tax, title and license fees up front, while a regular lease requires an additional first payment and security deposit.

Is sign and drive offered with a subprime loan?

Most bad credit auto loans are for buying, not leasing, a car. In addition, the sign and drive option is usually reserved for the best leasing customers. As a result, most bad credit customers will not qualify for a sign and drive program.

Your alternatives

While sign and drive is not an option, there are alternatives that you can explore in a bad credit auto loan. By visiting our website at, you can visit the resource page and research the different types of loans. You can also use the loan calculators to estimate payments and use the Bad Credit FAQ page to answer any questions that you might have.

About Auto Credit Express

Auto Credit Express has helped thousands of people with bad credit obtain financing for a car loan through our network of affiliated dealers throughout the United States and Canada. We are an accredited member of the Better Business Bureau and our online application is SSL Secured to safeguard your privacy. Our goal is to get our customers “on the road” to better credit!