A lot of words get thrown around in car buying, and some of them are often thought to mean the same thing. Though many people use the terms interest rate and annual percentage rate (APR) interchangeably, they're different.

When you need a bad credit car loan, qualifying isn't just about how much money you make, but about how much money you already spend.

Getting a preapproval from a bank isn't always an option if your credit score isn't great. But if you can manage it there are possible benefits to getting a direct auto loan.

If you have bad credit it's not impossible to qualify for an auto loan on a new vehicle, but it can be tough. Are there benefits to getting a brand new ride? Here's what you should keep in mind.

So-called hidden fees may not be secretly tucked into a deal, but they can significantly raise the cost of an auto loan. There are plenty of small fees associated with car buying that you may not know about – many are standard, some can be negotiated, and others you may not have to pay at all.

Tax season means a windfall of cash for many filers. It's common for people to use their tax refund to make a down payment on a car loan. If you've got less than perfect credit, your tax refund could be the thing you need to increase your auto loan approval odds.

The second round of stimulus checks are rolling out to the Americans that qualify. If you're not sure what to do with your second stimulus check, we have some suggestions that can help you improve your credit score.

'Tis the season to be jolly – and don't forget about gifts! If you're thinking about gifting someone your used car, here's what you need to know.

How you pay at a dealership doesn't have much to do with your negotiation power on the selling price of the vehicle. We cover the benefits of financing your next car, even when you have the ability to pay cash.

If you have some cash on hand and you need an affordable used car, an auction could be for you. We cover how auto auctions work, and some tips to know before you make any bids.