If you need to finance a car and have imperfect credit, your employment history matters to subprime lenders. For this reason, we are often asked questions pertaining to time on the job.
Continue ReadingIf you need to finance a car and have imperfect credit, your employment history matters to subprime lenders. For this reason, we are often asked questions pertaining to time on the job.
Continue ReadingBut if you have bad credit and all or a portion of your income comes from disability or SSI payments, anyone other than a buy here pay here dealer even consider your application?
Continue ReadingIt is entirely possible to meet the income requirement for a bad credit auto loan with a part-time job, but not the combined total of what you might earn from two or more jobs.
Continue ReadingGetting approved for a car loan becomes more difficult if you have bad credit, do not have a job and your only income comes from benefits such as Social Security or disability.
Continue ReadingBut one thing that pushes many poor credit buyers to in house financing dealers is how they're paid. While many should be receiving a W-2, they're employed by individuals that are trying to avoid paying payroll taxes.
Continue ReadingThe difference between gross income and net income can be confusing, so we lay out what both of these terms mean and how it relates to getting an auto loan.
Continue ReadingSelf-employed car buyers with bad credit should be careful when filling out their tax returns. Claiming a lot of deductions may yield bigger savings, but it will also reduce the size of your reported income.
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