As the average monthly payment amount is expected to continue to increase, the average loan term is also getting longer.

There is a way to change your auto loan's interest rate later on in your loan term: refinancing. We cover the common requirements and lay out how the process of refinancing a car loan works.

Many people are in the dark about their credit because they assume you have to pay to see it. Not true. There are many ways to check your credit score for free.

Car shopping can be stressful, but it can be a little easier with the right strategies. Here are five steps to take when you're looking to plan out your next car loan.

A co-buyer on an auto loan isn't the same as a cosigner. They sound similar, but their respective roles are very different. One can help you get approved for a car loan if you have bad credit, while the other can help you meet the income requirements.

Unless they report all of their income, credit-challenged consumers who get paid under the table will find it very difficult getting approved by a subprime lender. But there are acceptable alternatives including paying cash as well as getting financed with a BHPH dealer that reports to the credit bureaus.

Trading in a vehicle with negative equity should be avoided and this situation can be made even worse if you are attempting to finance your next vehicle with a bad credit auto loan.

You can buy a vehicle with a personal loan or an auto loan. However, one option is better if you have less than perfect credit.

A recent survey DealerRater conducted for Automotive News looked at the different ways car buyers deal with negative equity on their trade-ins. It found that the majority of consumers deal with this all-too-common situation in the worst possible way.

Labor Day car deals abound at this time of year and if you're looking for a good deal on a car truck or SUV you could be in for savings if your credit is in good shape. But what about those struggling with credit issues? Are there Labor Day deals for them? Here's what we know. Bad Credit and Advertised