
You need to have full coverage auto insurance on a financed car. Not having it is a violation of your loan contract, and could lead to these consequences.
Continue ReadingYou need to have full coverage auto insurance on a financed car. Not having it is a violation of your loan contract, and could lead to these consequences.
Continue ReadingWhen you have bad credit, a down payment is nearly always required when taking out a car loan, even with tote the note and buy here pay here dealerships.
Continue ReadingSimply put, refinancing is replacing an auto loan contract with another on the same vehicle. This is typically done to save you money on your monthly payment.
Continue ReadingIf you have two jobs, you can combine the income from each provided the lender allows it. Keep in mind that a second job may only be considered depending on how long you've had it. Other lenders want you to meet the minimum income requirement with the income from one job.
Continue ReadingConsumers responsible for making child support payments as well as those who depend on this type of income should know how these situations, especially if they have poor credit, could impact their chances of an auto loan approval.
Continue ReadingRight now we're seeing a 40-year high inflation rate that's really hitting Americans in the pocketbook. Raising interest rates could help deflate this situation, but how might that affect you in 2023? Let's take a look.
Continue ReadingIf you have credit issues and need a vehicle, its age and mileage, among other things, is important to lenders. This means you probably won't be able to finance an older model with very high miles.
Continue ReadingFinancing a car from a private seller means getting a private party car loan. These come from banks or credit unions, but are difficult to get with bad credit.
Continue ReadingBuy-here-pay-here (BHPH) dealerships tend to get a lot of bad press, but you won't necessarily have a negative experience if you purchase a vehicle from one of them.
Continue ReadingHaving a cosigner for your next auto loan can increase your odds of getting approved, and possibly help you land a lower interest rate than if you were to apply alone. Here's how they work, and what to look for in a cosigner.
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