Bad credit borrowers are often advised to get a cosigner to increase their chances of qualifying for an auto loan. But it may not always be the solution.

If you have no credit history and need to buy a car, it might occur to you to get a cosigner for your auto loan. However, you may get a better rate if you act as the cosigner.

Lender rules state that you can't use a personal loan for a down payment on a car because they want you to have your own money invested in the auto loan. However, there are other down payment options for you to consider, but they may require some planning ahead.

Now that you’re an adult, you may find that you need a car to get to work or classes. If you’ve never applied for credit, getting approved for an auto loan can be a challenge, although there are ways to get one with no credit history.

You can get into an auto loan without traditional W-2 income, but it might be a little more difficult. You usually need some sort of verifiable income to get a car loan, and you may also need to apply with the right type of lender for your situation.

Getting your first car can be an exciting time, but qualifying for an auto loan could be difficult if you have no credit history.

While there's no national "minimum" credit score you need to get a car loan, most lenders agree that borrowers with a credit score below 670 are in the bad credit category.

A deferred payment is usually added to the back-end of your auto loan. If you're worried about the impact on your credit score, you shouldn't be. Here's how deferred payments are reported, and what you may need to qualify for a car loan deferment.

Getting an instant car loan approval with bad credit is more difficult. Here's where you can start your journey and what to expect if you're looking to get pre-approved for an auto loan.

Credit unions and banks offer different opportunities for their clients – especially when it comes to getting an auto loan. Though both institutions may be able to get a borrower financed, they take different approaches and approve different borrowers. If you have bad credit, you may want to weigh